Apple, Google, X, and Airbnb are in talks with crypto companies about integrating stablecoins into their payment systems. The goal is to speed up transactions, reduce costs, and open up new possibilities in digital finance.
Tech companies want stablecoins
Google, through its Google Cloud team, confirms that it is exploring the use of stablecoins to reduce the cost of international payments. Elon Musk said that the X platform is working on the X Money project in collaboration with Visa, considering the involvement of stablecoins and cooperation with Stripe to process these transactions. According to sources, Apple plans to integrate stablecoins into Apple Pay from January next year and has been in talks with Matt Cavin from Circle.
Airbnb wants to join the integration in 2025, when it would like to offer stablecoin payments as an alternative to traditional card networks such as Visa and Mastercard. All four companies are following a trend set by other technology companies such as Meta and Uber, which are also exploring the potential of stablecoins linked to the US dollar as a cheaper and faster payment solution.
Stablecoins are gaining momentum
Interest from companies is also growing thanks to a more favorable regulatory environment in the US under President Trump. Meta, for example, is exploring whether stablecoins could reduce cross-border payment costs for Instagram creators, and Uber’s CEO has confirmed that the company is testing stablecoins as an alternative payment method.
The market capitalization of stablecoins reached a record $250 billion this month and could grow to $2 trillion by the end of 2028, according to Standard Chartered estimates. The GENIUS Act, which aims to set clear rules for stablecoins, could also contribute to faster adoption. If integration is successful, it could be a major step towards global, low-cost, next-generation digital payments.
