{"id":67515,"date":"2026-11-12T10:41:55","date_gmt":"2026-11-12T10:41:55","guid":{"rendered":"https:\/\/crypto-globe.com\/?p=67515"},"modified":"2026-11-12T10:41:55","modified_gmt":"2026-11-12T10:41:55","slug":"evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut","status":"publish","type":"post","link":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/","title":{"rendered":"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Evropska unija od 12. novembra zaostruje nadzor nad eno najpogosteje uporabljenih kriptovalut na svetu. <a href=\"https:\/\/crypto-globe.com\/sl\/evropa-zaostruje-glede-kriptovalut-borze-imajo-tri-mesece-za-omejitev-problematicnih-stabilnih-kovancev\/\" target=\"_blank\" rel=\"noopener\">Stablecoin<\/a> USDC, katerega vrednost je vezana na ameri\u0161ki dolar, je odslej pod neposrednim nadzorom Evropskega ban\u010dnega organa. Sprememba naj bi okrepila nadzor nad finan\u010dnimi rezervami in sposobnostjo izdajatelja, da vlagateljem izpla\u010da njihova sredstva. Kaj nova pravila pomenijo za \u010de\u0161ke imetnike kriptovalut in zakaj je USDC v Evropi v ugodnej\u0161em polo\u017eaju od konkuren\u010dnega USDT?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na prvi pogled se za povpre\u010dnega vlagatelja ni\u010d ne spreminja. En USDC naj bi \u0161e naprej ustrezal enemu ameri\u0161kemu dolarju, kriptovaluto je mogo\u010de prena\u0161ati med digitalnimi denarnicami in jo uporabljati pri trgovanju. V ozadju pa poteka pomembna sprememba, ki ka\u017ee, v katero smer se bo razvijal evropski trg kriptovalut.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Od \u010detrtka, 12. novembra 2026, namre\u010d del nadzora nad stablecoinom USDC prevzema <a href=\"https:\/\/crypto-globe.com\/sl\/kriptoposojila-cakajo-nova-pravila-eba-zeli-razsiriti-mica-tudi-na-defi\/\" target=\"_blank\" rel=\"noopener\">Evropski ban\u010dni organ (EBA)<\/a>. Doslej je ta pooblastila izvajal francoski regulator ACPR, ki je podjetju Circle izdal dovoljenje za izdajanje elektronskega denarja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Odlo\u010ditev sledi oktobrski objavi, s katero je EBA USDC <a href=\"https:\/\/www.eba.europa.eu\/publications-and-media\/press-releases\/eba-classifies-usdc-first-significant-e-money-token-european-union\" target=\"_blank\" rel=\"noopener\">razvrstila<\/a> kot prvi pomembni \u017eeton elektronskega denarja v Evropski uniji. Od skupno 45 \u017eetonov elektronskega denarja, prigla\u0161enih po evropski uredbi MiCA, je to prva kriptovaluta, ki je pridobila ta status.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za podjetje Circle gre za pomemben regulatorni mejnik. Za evropske vlagatelje pa predvsem za nov korak k stro\u017ejemu nadzoru stablecoinov, ki postopoma postajajo pomemben del digitalnih pla\u010dil in trgovanja s kriptovalutami.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kazalo \u010dlanka &#8211; Evropa od danes zaostruje nadzor nad digitalnim dolarjem:<\/h2>\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-co-je-usdc-a-proc-se-o-nej-evropa-zajima\">Co je USDC a pro\u010d se o n\u011bj Evropa zaj\u00edm\u00e1?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-nove-se-budou-prisneji-kontrolovat-rezervy-i-likvidita\">Nov\u011b se budou p\u0159\u00edsn\u011bji kontrolovat rezervy i likvidita<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-usdc-versus-usdt-proc-je-mezi-nimi-v-evrope-zasadni-rozdil\">USDC versus USDT. Pro\u010d je mezi nimi v Evrop\u011b z\u00e1sadn\u00ed rozd\u00edl?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-co-se-meni-pro-ceske-investory-kteri-maji-usdc\">Co se m\u011bn\u00ed pro \u010desk\u00e9 investory, kte\u0159\u00ed maj\u00ed USDC?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-evropa-ukazuje-jak-chce-regulovat-budoucnost-digitalnich-penez\">Evropa ukazuje, jak chce regulovat budoucnost digit\u00e1ln\u00edch pen\u011bz<\/a><\/li><\/ul><\/div>\n\n\n<h2 id=\"aioseo-co-je-usdc-a-proc-se-o-nej-evropa-zajima\" class=\"wp-block-heading\">Kaj je USDC in zakaj se Evropa zanj zanima?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/crypto-globe.com\/sl\/mica-zares-spreminja-kriptotrg-nova-studija-kaze-prehod-od-usdt-k-usdc\/\" target=\"_blank\" rel=\"noopener\">USDC<\/a> sodi med tako imenovane stablecoine. Za razliko od bitcoina ali etherja, katerih cena se lahko v enem samem dnevu spremeni za nekaj odstotkov, sku\u0161a ohranjati stabilno vrednost glede na dolo\u010deno valuto. Pri USDC gre za ameri\u0161ki dolar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na\u010delo je razmeroma preprosto. Za izdanimi \u017eetoni naj bi stale ustrezne finan\u010dne rezerve. Imetnik lahko USDC tako uporablja kot digitalno alternativo dolarskim sredstvom, na primer pri prenosih denarja med kriptoborzami ali pri poravnavi poslov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stablecoini imajo v kriptookolju temeljni pomen. Vlagatelju, ki na primer proda bitcoin, sredstev ni treba takoj prenesti na klasi\u010dni ban\u010dni ra\u010dun. Lahko jih pusti v stablecoinu in jih uporabi pri naslednji transakciji.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toda prav ta funkcija ustvarja posebna tveganja. \u010ce izdajatelj stablecoina ne bi imel dovolj kakovostnih ali dostopnih rezerv, bi se ob pove\u010danem zanimanju za dvige lahko soo\u010dil s te\u017eavami. Vrednost \u017eetona na trgu bi se nato lahko oddaljila od obljubljenega razmerja ena proti ena.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Evropski regulatorji zato \u017eelijo imeti pod ve\u010djim nadzorom ne le samo izdajanje stablecoinov, temve\u010d tudi na\u010din, kako njihovi izdajatelji upravljajo finan\u010dna sredstva.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Ne zamudite: <a href=\"https:\/\/crypto-globe.com\/sl\/mica-zares-spreminja-kriptotrg-nova-studija-kaze-prehod-od-usdt-k-usdc\/\" target=\"_blank\" rel=\"noopener\" title=\"\">MiCA za\u010denja resni\u010dno spreminjati kriptotrg<\/a><\/h3>\n\n\n\n<h2 id=\"aioseo-nove-se-budou-prisneji-kontrolovat-rezervy-i-likvidita\" class=\"wp-block-heading\">Rezerve in likvidnost bodo odslej stro\u017eje nadzorovane<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sprememba, ki za\u010dne veljati 12. novembra, zadeva predvsem razdelitev nadzornih pristojnosti. <a href=\"https:\/\/www.eba.europa.eu\/publications-and-media\/press-releases\/eba-classifies-usdc-first-significant-e-money-token-european-union\" target=\"_blank\" rel=\"noopener\">EBA prevzema odgovornost<\/a> za nadzor lastnih finan\u010dnih sredstev evropskega izdajatelja USDC, rezervnih sredstev, likvidnosti ter na\u010drtov za primer finan\u010dnih te\u017eav ali izjemno velikega zanimanja za povratno zamenjavo \u017eetonov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Francoski urad ACPR pa iz sistema ne izginja. \u0160e naprej bo nadzoval na primer upravljanje podjetja, lastni\u0161ko strukturo, zunanje izvajanje ali navzkri\u017eja interesov. Gre torej za skupni nadzor evropskega in nacionalnega regulatorja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Status pomembnega \u017eetona elektronskega denarja hkrati prina\u0161a dodatne regulatorne zahteve. Po <a href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2023\/1114\/oj?locale=cs\" target=\"_blank\" rel=\"noopener\">uredbi MiCA<\/a> za izdajatelje pomembnih \u017eetonov veljajo stro\u017eja pravila glede kapitala in upravljanja likvidnosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ena od zahtev je imetni\u0161tvo lastnih sredstev v vi\u0161ini vsaj treh odstotkov povpre\u010dne vrednosti rezervnih sredstev, \u010de ta meja predstavlja odlo\u010dilni minimum po ustreznih kapitalskih pravilih. Regulacija zahteva tudi redno testiranje likvidnosti in neodvisne revizije rezerv v \u0161estmese\u010dnih intervalih. Namen je zmanj\u0161ati verjetnost, da izdajatelj ob izrednih dvigih ne bi mogel izpolniti svojih obveznosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Niti stro\u017eja regulacija pa ne pomeni popolne odprave tveganja. Stablecoin je \u0161e vedno odvisen od finan\u010dne stabilnosti svojega izdajatelja, kakovosti podlagnih sredstev in delovanja infrastrukture, prek katere se prena\u0161a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Morda vam bo v\u0161e\u010d: <a href=\"https:\/\/crypto-globe.com\/sl\/crypto4me-recenzija-regulirana-evropska-platforma-za-enostavno-nakupovanje-kriptovalut\/\" target=\"_blank\" rel=\"noopener\" title=\"\">ocena crypto4me<\/a><\/h3>\n\n\n\n<h2 id=\"aioseo-usdc-versus-usdt-proc-je-mezi-nimi-v-evrope-zasadni-rozdil\" class=\"wp-block-heading\">USDC proti USDT. Zakaj je med njima v Evropi bistvena razlika?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sprememba evropskega nadzora ima lahko posledice tudi za konkuren\u010dno okolje. Dva najbolj znana dolarska stablecoina, USDC podjetja Circle in USDT podjetja Tether, namre\u010d v Evropski uniji nimata enakega regulatornega polo\u017eaja.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Circle je \u017ee julija 2024 <a href=\"https:\/\/www.circle.com\/es\/pressroom\/circle-is-first-global-stablecoin-issuer-to-comply-with-mica-eus-landmark-crypto-law\" target=\"_blank\" rel=\"noopener\">objavil<\/a>, da je v Franciji pridobil licenco institucije za izdajanje elektronskega denarja. Zato lahko v Evropski uniji izdaja USDC in evrski stablecoin EURC v skladu z zahtevami MiCA.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">USDT pa na drugi strani \u017ee dlje \u010dasa naleta na evropske regulatorne omejitve. Izdajatelj Tether ni pridobil ustreznega evropskega dovoljenja po MiCA, kar je privedlo do omejene razpolo\u017eljivosti te kriptovalute na nekaterih trgovalnih platformah.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Razlika se je v zadnjih tednih \u0161e pove\u010dala. Evropski organ za vrednostne papirje in trge (ESMA) je namre\u010d <a href=\"https:\/\/www.esma.europa.eu\/press-news\/esma-news\/esma-sets-out-supervisory-expectations-services-related-unauthorised\" target=\"_blank\" rel=\"noopener\">8. oktobra 2026 izdal novo stali\u0161\u010de<\/a>, v katerem zahteva doslednej\u0161i postopek proti stablecoinom, ki ne izpolnjujejo evropskih pravil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Po mnenju regulatorja poobla\u0161\u010deni ponudniki kriptostoritev evropskim strankam ne bi smeli ve\u010d ponujati obi\u010dajnega trgovanja in drugih storitev, povezanih z neustreznimi stablecoini. Pri obstoje\u010dih pozicijah dopu\u0161\u010da prehodne ukrepe, potrebne za njihovo poravnavo, prenos ali hrambo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za USDC to lahko pomeni konkuren\u010dno prednost. Medtem ko njegov izdajatelj postopoma prehaja pod stro\u017eji evropski nadzor, ostaja USDT z vidika evropskega regulatornega okvira bolj problemati\u010dna alternativa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To pa samodejno ne pomeni, da mora USDC prevzeti globalno prevlado konkuren\u010dnega <a href=\"https:\/\/crypto-globe.com\/sl\/revolut-lansira-lastni-evro-stablecoin-eurr-kaj-to-pomeni-za-tether-in-evropske-kripto\/\" target=\"_blank\" rel=\"noopener\">Tetherja<\/a>. Evropski trg predstavlja le en del svetovnega ekosistema kriptovalut, trgovci pa pri izbiri stablecoina upo\u0161tevajo tudi njegovo likvidnost, razpolo\u017eljivost ali trgovalne pare.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"604\" src=\"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432-1024x604.jpg\" alt=\"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut? \n\nStablecoin USDC. Digitalni dolar. Uredba MiCA. USDC vs USDT. \" class=\"wp-image-67499\" srcset=\"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432-1024x604.jpg 1024w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432-300x177.jpg 300w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432-768x453.jpg 768w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432-150x89.jpg 150w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432-696x411.jpg 696w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432-1068x630.jpg 1068w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/europe543432.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Vir slike: Unsplash<\/figcaption><\/figure>\n\n\n\n<h2 id=\"aioseo-co-se-meni-pro-ceske-investory-kteri-maji-usdc\" class=\"wp-block-heading\">Kaj se spreminja za \u010de\u0161ke vlagatelje, ki imajo USDC?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Za navadne imetnike kriptovalut je najpomembnej\u0161e dejstvo, da dana\u0161nja sprememba ne zahteva nobenega samodejnega prenosa sredstev ali zamenjave \u017eetonov. USDC ne preneha delovati, njegova nominalna vezava na ameri\u0161ki dolar se ne spreminja, sam prehod dela nadzora na EBA pa ni razlog za prodajo kriptovalute.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z vidika vlagateljev je lahko prednost doslednej\u0161i nadzor nad finan\u010dnim zaledjem izdajatelja. Evropska pravila poleg tega imetnikom e-denarnih \u017eetonov priznavajo pravico, da zahtevajo njihovo povratno zamenjavo po nominalni vrednosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To je pomembna razlika v primerjavi s primerom, ko vlagatelj stablecoin le prodaja na borzi. Tr\u017ena cena namre\u010d ne ustreza vedno natan\u010dno enemu dolarju, trgovanje pa je lahko povezano s provizijami.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Glede na <a href=\"https:\/\/www.circle.com\/legal\/mica-redemption-policy\" target=\"_blank\" rel=\"noopener\">veljavne pogoje dru\u017ebe Circle<\/a> lahko za neposredno izpla\u010dilo zaprosijo tudi mali imetniki USDC v Evropskem gospodarskem prostoru. Opraviti morajo preverjanje identitete in izpolnjevati dodatne pogoje. Pri izpla\u010dilu sredstev na ban\u010dni ra\u010dun lahko poleg tega nastanejo ban\u010dne ali menjalne provizije.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u010ce\u0161ki vlagatelji hkrati ne bi smeli prezreti te\u010dajnega tveganja. \u010ceprav USDC sledi vrednosti dolarja, se njegova cena, izra\u017eena v kronah, spreminja glede na te\u010daj ameri\u0161ke valute. \u010ce se torej na primer krona glede na dolar okrepi, lahko vrednost imetih USDC v kronah upade, \u010detudi stablecoin sam ohrani vezavo na dolar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Podobno je treba razlikovati med hrambo USDC v lastni denarnici in sredstvi, shranjenimi na kriptovalutni <a href=\"https:\/\/trader-magazine.com\/cs\/akciove-trhy\/spacex-ipo-vesmirne-zavody-na-burze-jak-investovat-pred-dalsim-velkym-startem\/\" target=\"_blank\" rel=\"noopener\">borzi<\/a>. V drugem primeru vlagatelj prevzema tudi tveganja, povezana z dolo\u010denim ponudnikom storitev. Niti evropski nadzor pa USDC ne naredi za obi\u010dajni ban\u010dni depozit, za\u0161\u010diten s sistemom jamstva za vloge.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-ctete-take-ypredict-revolucni-platforma-pro-predikci-kryptomen\">Preberite tudi: <a href=\"https:\/\/crypto-globe.com\/sl\/ypredict-revolucionarna-platforma-za-napovedovanje-kriptovalut\/\" target=\"_blank\" rel=\"noopener\" title=\"yPredict: Revolucionarna platforma za napovedovanje kriptovalut\">yPredict: Revolucionarna platforma za napovedovanje kriptovalut<\/a><\/h3>\n\n\n\n<h2 id=\"aioseo-evropa-ukazuje-jak-chce-regulovat-budoucnost-digitalnich-penez\" class=\"wp-block-heading\">Evropa ka\u017ee, kako \u017eeli urejati prihodnost digitalnega denarja<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Odlo\u010ditev o USDC je del \u0161ir\u0161ega evropskega prizadevanja, da bi kriptovalutni sektor podredili pravilom, ki so bolj primerljiva s pravili za tradicionalne finan\u010dne institucije. Uredba <a href=\"https:\/\/crypto-globe.com\/sl\/ecb-zeli-spremeniti-pravila-mica-za-stabilne-kovance-obvezni-depoziti-v-bankah-po-njenem-mnenju-lahko-ustvarjajo-novo-tveganje\/\" target=\"_blank\" rel=\"noopener\">MiCA<\/a> vzpostavlja skupni regulativni okvir za izdajatelje izbranih kriptovalut in dru\u017ebe, ki zagotavljajo z njimi povezane storitve. Pri stablecoinih daje poseben poudarek preglednosti, finan\u010dnim rezervam in za\u0161\u010diti imetnikov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za Circle novi re\u017eim hkrati pomeni prilo\u017enost in dodatno breme. Stro\u017eje zahteve lahko pove\u010dajo stro\u0161ke skladnosti z regulativo, po drugi strani pa lahko okrepijo zaupanje institucij in podjetij, ki \u017eelijo stablecoine uporabljati pri pla\u010dilih ali poravnavi poslov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dana\u0161nja sprememba zato ni toliko novica o tehnologiji samega USDC kot o spremembi njegovega polo\u017eaja v finan\u010dnem sistemu. Evropa je prvi\u010d uvrstila enega pomembnej\u0161ih dolarskih stablecoinov pod neposreden nadzor skupnega ban\u010dnega regulatorja. Za imetnike kriptovalut to ne prina\u0161a takoj\u0161nje revolucije, lahko pa postopoma vpliva na to, katere digitalne valute bodo na evropskem trgu na voljo in kak\u0161no zaupanje bodo vanje imele finan\u010dne institucije in navadni vlagatelji.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">Morda vas bo zanimalo tudi: <a href=\"https:\/\/crypto-globe.com\/burza-muze-byt-pohodlna-ale-cast-bitcoinu-by-mel-clovek-drzet-sam-rika-bitcoinovy-analytik-trezoru-lucien-bourdon\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Intervju z Lucienom Bourdonom iz podjetja Trezor<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vir slike: Unsplash<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Evropska unija od 12. novembra zaostruje nadzor nad eno najpogosteje uporabljenih kriptovalut na svetu. Stablecoin USDC, katerega vrednost je vezana na ameri\u0161ki dolar, je odslej pod neposrednim nadzorom Evropskega ban\u010dnega organa. Sprememba naj bi okrepila nadzor nad finan\u010dnimi rezervami in sposobnostjo izdajatelja, da vlagateljem izpla\u010da njihova sredstva. Kaj nova pravila pomenijo za \u010de\u0161ke imetnike kriptovalut [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":67492,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[178],"tags":[826,128,95,824,732],"class_list":["post-67515","post","type-post","status-publish","format-standard","has-post-thumbnail","category-kriptovalute","tag-evropa","tag-kriptografija","tag-kriptovalute","tag-regulacija-mica-sl","tag-trg"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"\u0160imon Hauser\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 5.0.4\" \/>\n\t\t<meta property=\"og:locale\" content=\"sl_SI\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Crypto-Globe.com - Pr\u016fvodce sv\u011btem kryptom\u011bn\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...\" \/>\n\t\t<meta property=\"og:description\" content=\"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-11-12T10:41:55+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-11-12T10:41:55+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61579702988301\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@cryptoglobecom\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@cryptoglobecom\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#blogposting\",\"name\":\"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...\",\"headline\":\"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?\",\"author\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/author\\\/sh\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/digitaldolar24322.jpg\",\"width\":1200,\"height\":800,\"caption\":\"#image_title\"},\"datePublished\":\"2026-11-12T10:41:55+00:00\",\"dateModified\":\"2026-11-12T10:41:55+00:00\",\"inLanguage\":\"sl-SI\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#webpage\"},\"articleSection\":\"Kriptovalute, Evropa, kriptografija, Kriptovalute, regulacija MiCA, Trg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/#listItem\",\"position\":1,\"name\":\"Dom\\u016f\",\"item\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/category\\\/kriptovalute\\\/#listItem\",\"name\":\"Kriptovalute\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/category\\\/kriptovalute\\\/#listItem\",\"position\":2,\"name\":\"Kriptovalute\",\"item\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/category\\\/kriptovalute\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#listItem\",\"name\":\"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/#listItem\",\"name\":\"Dom\\u016f\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#listItem\",\"position\":3,\"name\":\"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/category\\\/kriptovalute\\\/#listItem\",\"name\":\"Kriptovalute\"}}]},{\"@type\":\"ItemList\",\"itemListElement\":[{\"@type\":\"SiteNavigationElement\",\"position\":1,\"name\":\"Co je USDC a pro\\u010d se o n\\u011bj Evropa zaj\\u00edm\\u00e1?\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#aioseo-co-je-usdc-a-proc-se-o-nej-evropa-zajima\"},{\"@type\":\"SiteNavigationElement\",\"position\":2,\"name\":\"Nov\\u011b se budou p\\u0159\\u00edsn\\u011bji kontrolovat rezervy i likvidita\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#aioseo-nove-se-budou-prisneji-kontrolovat-rezervy-i-likvidita\"},{\"@type\":\"SiteNavigationElement\",\"position\":3,\"name\":\"USDC versus USDT. Pro\\u010d je mezi nimi v Evrop\\u011b z\\u00e1sadn\\u00ed rozd\\u00edl?\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#aioseo-usdc-versus-usdt-proc-je-mezi-nimi-v-evrope-zasadni-rozdil\"},{\"@type\":\"SiteNavigationElement\",\"position\":4,\"name\":\"Co se m\\u011bn\\u00ed pro \\u010desk\\u00e9 investory, kte\\u0159\\u00ed maj\\u00ed USDC?\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#aioseo-co-se-meni-pro-ceske-investory-kteri-maji-usdc\"},{\"@type\":\"SiteNavigationElement\",\"position\":5,\"name\":\"Evropa ukazuje, jak chce regulovat budoucnost digit\\u00e1ln\\u00edch pen\\u011bz\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#aioseo-evropa-ukazuje-jak-chce-regulovat-budoucnost-digitalnich-penez\"}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/#organization\",\"name\":\"Almina Corp a.s.\",\"description\":\"Spole\\u010dnost Almina Corp a.s. se zab\\u00fdv\\u00e1 provozem webov\\u00fdch port\\u00e1l\\u016f. M\\u00e1te z\\u00e1jem o spolupr\\u00e1ci? Ozv\\u011bte se n\\u00e1m na support@alminacorp.com\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/\",\"email\":\"support@alminacorp.com\",\"foundingDate\":\"2018-11-26\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/AlminaCorp-logo.png\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#organizationLogo\",\"width\":1156,\"height\":464,\"caption\":\"#image_title\"},\"image\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/profile.php?id=61579702988301\",\"https:\\\/\\\/x.com\\\/cryptoglobecom\",\"https:\\\/\\\/www.instagram.com\\\/cryptoglobecom\\\/\",\"https:\\\/\\\/www.tiktok.com\\\/@cryptoglobe.com\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/author\\\/sh\\\/#author\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/author\\\/sh\\\/\",\"name\":\"\\u0160imon Hauser\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/imon-hauser-28382622a\"],\"description\":\"Simon Hauser: Financial Journalist &amp; Crypto Market Analyst Simon Hauser is a distinguished Czech financial journalist and chief editor specializing in the intersection of traditional capital markets and the burgeoning digital economy. With a career dedicated to decyphering complex economic trends, Simon has established himself as a leading voice in the analysis of global investment strategies, fintech evolution, and the digital transformation of the financial sector. Expertise in Crypto &amp; Fintech Throughout his extensive career in financial media, Simon has focused on the shift from legacy banking to decentralized systems. His analytical work covers a broad spectrum of modern finance, including:   Global Capital Markets: Analyzing volatility and growth in international trading.   Blockchain &amp; Cryptocurrencies: Evaluating the long-term viability of digital assets and Web3 technologies.   Fintech Innovation: Documenting how digitalization is dismantling traditional financial barriers for retail investors.   Investment Psychology: Studying the changing relationship between modern society and capital in the digital age.   Strategic Background &amp; Media Influence Before joining the frontlines of crypto-journalism, Simon honed his expertise across diverse media landscapes. His professional journey includes deep dives into digital communication, social media dynamics, and influencer marketing, providing him with a unique 360-degree view of how information moves in today's hyper-connected world. This background allows him to analyze market sentiment with a level of nuance that few traditional financial analysts possess. Education &amp; Mission Simon holds a degree in Journalism from Palack\\u00fd University in Olomouc. His core mission is to bridge the gap between complex technological concepts and the general public. By providing clear, context-rich explanations of decentralized finance (DeFi) and emerging investment tools, he empowers readers to navigate the modern financial landscape with confidence and clarity.\",\"knowsLanguage\":[\"Czech\",\"English\"]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#webpage\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/\",\"name\":\"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...\",\"description\":\"Evropski ban\\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.\",\"inLanguage\":\"sl-SI\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/author\\\/sh\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/author\\\/sh\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/digitaldolar24322.jpg\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#mainImage\",\"width\":1200,\"height\":800,\"caption\":\"#image_title\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\\\/#mainImage\"},\"datePublished\":\"2026-11-12T10:41:55+00:00\",\"dateModified\":\"2026-11-12T10:41:55+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/#website\",\"url\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/\",\"name\":\"Crypto-Globe.com : V\\u00e1\\u0161 pr\\u016fvodce sv\\u011btem kryptom\\u011bn\",\"description\":\"Pr\\u016fvodce sv\\u011btem kryptom\\u011bn\",\"inLanguage\":\"sl-SI\",\"publisher\":{\"@id\":\"https:\\\/\\\/crypto-globe.com\\\/sl\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...<\/title>\n\n","aioseo_head_json":{"title":"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...","description":"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.","canonical_url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#blogposting","name":"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...","headline":"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?","author":{"@id":"https:\/\/crypto-globe.com\/sl\/author\/sh\/#author"},"publisher":{"@id":"https:\/\/crypto-globe.com\/sl\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/digitaldolar24322.jpg","width":1200,"height":800,"caption":"#image_title"},"datePublished":"2026-11-12T10:41:55+00:00","dateModified":"2026-11-12T10:41:55+00:00","inLanguage":"sl-SI","mainEntityOfPage":{"@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#webpage"},"isPartOf":{"@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#webpage"},"articleSection":"Kriptovalute, Evropa, kriptografija, Kriptovalute, regulacija MiCA, Trg"},{"@type":"BreadcrumbList","@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/crypto-globe.com\/sl\/#listItem","position":1,"name":"Dom\u016f","item":"https:\/\/crypto-globe.com\/sl\/","nextItem":{"@type":"ListItem","@id":"https:\/\/crypto-globe.com\/sl\/category\/kriptovalute\/#listItem","name":"Kriptovalute"}},{"@type":"ListItem","@id":"https:\/\/crypto-globe.com\/sl\/category\/kriptovalute\/#listItem","position":2,"name":"Kriptovalute","item":"https:\/\/crypto-globe.com\/sl\/category\/kriptovalute\/","nextItem":{"@type":"ListItem","@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#listItem","name":"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/crypto-globe.com\/sl\/#listItem","name":"Dom\u016f"}},{"@type":"ListItem","@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#listItem","position":3,"name":"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?","previousItem":{"@type":"ListItem","@id":"https:\/\/crypto-globe.com\/sl\/category\/kriptovalute\/#listItem","name":"Kriptovalute"}}]},{"@type":"ItemList","itemListElement":[{"@type":"SiteNavigationElement","position":1,"name":"Co je USDC a pro\u010d se o n\u011bj Evropa zaj\u00edm\u00e1?","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-co-je-usdc-a-proc-se-o-nej-evropa-zajima"},{"@type":"SiteNavigationElement","position":2,"name":"Nov\u011b se budou p\u0159\u00edsn\u011bji kontrolovat rezervy i likvidita","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-nove-se-budou-prisneji-kontrolovat-rezervy-i-likvidita"},{"@type":"SiteNavigationElement","position":3,"name":"USDC versus USDT. Pro\u010d je mezi nimi v Evrop\u011b z\u00e1sadn\u00ed rozd\u00edl?","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-usdc-versus-usdt-proc-je-mezi-nimi-v-evrope-zasadni-rozdil"},{"@type":"SiteNavigationElement","position":4,"name":"Co se m\u011bn\u00ed pro \u010desk\u00e9 investory, kte\u0159\u00ed maj\u00ed USDC?","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-co-se-meni-pro-ceske-investory-kteri-maji-usdc"},{"@type":"SiteNavigationElement","position":5,"name":"Evropa ukazuje, jak chce regulovat budoucnost digit\u00e1ln\u00edch pen\u011bz","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-evropa-ukazuje-jak-chce-regulovat-budoucnost-digitalnich-penez"}]},{"@type":"ItemList","itemListElement":[{"@type":"SiteNavigationElement","position":1,"name":"Co je USDC a pro\u010d se o n\u011bj Evropa zaj\u00edm\u00e1?","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-co-je-usdc-a-proc-se-o-nej-evropa-zajima"},{"@type":"SiteNavigationElement","position":2,"name":"Nov\u011b se budou p\u0159\u00edsn\u011bji kontrolovat rezervy i likvidita","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-nove-se-budou-prisneji-kontrolovat-rezervy-i-likvidita"},{"@type":"SiteNavigationElement","position":3,"name":"USDC versus USDT. Pro\u010d je mezi nimi v Evrop\u011b z\u00e1sadn\u00ed rozd\u00edl?","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-usdc-versus-usdt-proc-je-mezi-nimi-v-evrope-zasadni-rozdil"},{"@type":"SiteNavigationElement","position":4,"name":"Co se m\u011bn\u00ed pro \u010desk\u00e9 investory, kte\u0159\u00ed maj\u00ed USDC?","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-co-se-meni-pro-ceske-investory-kteri-maji-usdc"},{"@type":"SiteNavigationElement","position":5,"name":"Evropa ukazuje, jak chce regulovat budoucnost digit\u00e1ln\u00edch pen\u011bz","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#aioseo-evropa-ukazuje-jak-chce-regulovat-budoucnost-digitalnich-penez"}]},{"@type":"Organization","@id":"https:\/\/crypto-globe.com\/sl\/#organization","name":"Almina Corp a.s.","description":"Spole\u010dnost Almina Corp a.s. se zab\u00fdv\u00e1 provozem webov\u00fdch port\u00e1l\u016f. M\u00e1te z\u00e1jem o spolupr\u00e1ci? Ozv\u011bte se n\u00e1m na support@alminacorp.com","url":"https:\/\/crypto-globe.com\/sl\/","email":"support@alminacorp.com","foundingDate":"2018-11-26","logo":{"@type":"ImageObject","url":"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/03\/AlminaCorp-logo.png","@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#organizationLogo","width":1156,"height":464,"caption":"#image_title"},"image":{"@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#organizationLogo"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=61579702988301","https:\/\/x.com\/cryptoglobecom","https:\/\/www.instagram.com\/cryptoglobecom\/","https:\/\/www.tiktok.com\/@cryptoglobe.com"]},{"@type":"Person","@id":"https:\/\/crypto-globe.com\/sl\/author\/sh\/#author","url":"https:\/\/crypto-globe.com\/sl\/author\/sh\/","name":"\u0160imon Hauser","sameAs":["https:\/\/www.linkedin.com\/in\/imon-hauser-28382622a"],"description":"Simon Hauser: Financial Journalist &amp; Crypto Market Analyst Simon Hauser is a distinguished Czech financial journalist and chief editor specializing in the intersection of traditional capital markets and the burgeoning digital economy. With a career dedicated to decyphering complex economic trends, Simon has established himself as a leading voice in the analysis of global investment strategies, fintech evolution, and the digital transformation of the financial sector. Expertise in Crypto &amp; Fintech Throughout his extensive career in financial media, Simon has focused on the shift from legacy banking to decentralized systems. His analytical work covers a broad spectrum of modern finance, including:   Global Capital Markets: Analyzing volatility and growth in international trading.   Blockchain &amp; Cryptocurrencies: Evaluating the long-term viability of digital assets and Web3 technologies.   Fintech Innovation: Documenting how digitalization is dismantling traditional financial barriers for retail investors.   Investment Psychology: Studying the changing relationship between modern society and capital in the digital age.   Strategic Background &amp; Media Influence Before joining the frontlines of crypto-journalism, Simon honed his expertise across diverse media landscapes. His professional journey includes deep dives into digital communication, social media dynamics, and influencer marketing, providing him with a unique 360-degree view of how information moves in today's hyper-connected world. This background allows him to analyze market sentiment with a level of nuance that few traditional financial analysts possess. Education &amp; Mission Simon holds a degree in Journalism from Palack\u00fd University in Olomouc. His core mission is to bridge the gap between complex technological concepts and the general public. By providing clear, context-rich explanations of decentralized finance (DeFi) and emerging investment tools, he empowers readers to navigate the modern financial landscape with confidence and clarity.","knowsLanguage":["Czech","English"]},{"@type":"WebPage","@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#webpage","url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/","name":"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...","description":"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.","inLanguage":"sl-SI","isPartOf":{"@id":"https:\/\/crypto-globe.com\/sl\/#website"},"breadcrumb":{"@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#breadcrumblist"},"author":{"@id":"https:\/\/crypto-globe.com\/sl\/author\/sh\/#author"},"creator":{"@id":"https:\/\/crypto-globe.com\/sl\/author\/sh\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/11\/digitaldolar24322.jpg","@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#mainImage","width":1200,"height":800,"caption":"#image_title"},"primaryImageOfPage":{"@id":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/#mainImage"},"datePublished":"2026-11-12T10:41:55+00:00","dateModified":"2026-11-12T10:41:55+00:00"},{"@type":"WebSite","@id":"https:\/\/crypto-globe.com\/sl\/#website","url":"https:\/\/crypto-globe.com\/sl\/","name":"Crypto-Globe.com : V\u00e1\u0161 pr\u016fvodce sv\u011btem kryptom\u011bn","description":"Pr\u016fvodce sv\u011btem kryptom\u011bn","inLanguage":"sl-SI","publisher":{"@id":"https:\/\/crypto-globe.com\/sl\/#organization"}}]},"og:locale":"sl_SI","og:site_name":"Crypto-Globe.com - Pr\u016fvodce sv\u011btem kryptom\u011bn","og:type":"article","og:title":"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...","og:description":"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.","og:url":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/","article:published_time":"2026-11-12T10:41:55+00:00","article:modified_time":"2026-11-12T10:41:55+00:00","article:publisher":"https:\/\/www.facebook.com\/profile.php?id=61579702988301","twitter:card":"summary_large_image","twitter:site":"@cryptoglobecom","twitter:title":"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...","twitter:description":"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.","twitter:creator":"@cryptoglobecom"},"aioseo_meta_data":{"post_id":"67515","title":"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...","description":"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.","keywords":null,"keyphrases":{"focus":{"keyphrase":"Stablecoin USDC","score":0,"analysis":[]},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"seo_analyzer_scan_date":"2026-11-12 10:47:56","breadcrumb_settings":null,"limit_modified_date":false,"reviewed_by":null,"open_ai":null,"ai":null,"created":"2026-11-12 10:43:26","updated":"2026-11-12 10:47:56","focus_keyword":"Stablecoin USDC","additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/crypto-globe.com\/sl\/\" title=\"Dom\u016f\">Dom\u016f<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/crypto-globe.com\/sl\/category\/kriptovalute\/\" title=\"Kriptovalute\">Kriptovalute<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\tEvropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Dom\u016f","link":"https:\/\/crypto-globe.com\/sl\/"},{"label":"Kriptovalute","link":"https:\/\/crypto-globe.com\/sl\/category\/kriptovalute\/"},{"label":"Evropa od danes zaostruje nadzor nad digitalnim dolarjem. Kaj se spreminja za imetnike kriptovalut?","link":"https:\/\/crypto-globe.com\/sl\/evropa-od-danes-zaostruje-nadzor-nad-digitalnim-dolarjem-kaj-se-spreminja-za-imetnike-kriptovalut\/"}],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"aioseo_meta":{"seo_title":"Stablecoin USDC: USDC pod nadzorom EBA: kaj se spreminja ...","meta_description":"Evropski ban\u010dni organ EBA od 12. novembra 2026 nadzoruje stablecoin USDC. Preverite, kaj nova pravila pomenijo za imetnike in zakaj ima USDC prednost pred USDT.","focus_keyword":"Stablecoin USDC"},"_links":{"self":[{"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/posts\/67515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/comments?post=67515"}],"version-history":[{"count":1,"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/posts\/67515\/revisions"}],"predecessor-version":[{"id":67516,"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/posts\/67515\/revisions\/67516"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/media\/67492"}],"wp:attachment":[{"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/media?parent=67515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/categories?post=67515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crypto-globe.com\/sl\/wp-json\/wp\/v2\/tags?post=67515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}