{"id":66538,"date":"2026-10-13T06:00:00","date_gmt":"2026-10-13T06:00:00","guid":{"rendered":"https:\/\/crypto-globe.com\/?p=66538"},"modified":"2026-10-13T13:12:53","modified_gmt":"2026-10-13T13:12:53","slug":"crypto4me-uvaja-globalno-lestvico-kriptovalut-v-maloprodaji","status":"publish","type":"post","link":"https:\/\/crypto-globe.com\/sl\/crypto4me-uvaja-globalno-lestvico-kriptovalut-v-maloprodaji\/","title":{"rendered":"Kriptoekonomija v maloprodaji: Slovenija med petimi najbolj\u0161imi v Evropi z mo\u010dnim pravnim okvirom"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Crypto4me objavlja globalni Cryptonomy Retail Index<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ljubljana, 13. oktober 2026 \u2014<\/strong> Crypto4me, storitev za digitalna sredstva, ki jo zagotavlja dru\u017eba Madison Six j.\u00a0s.\u00a0a., poobla\u0161\u010dena v skladu z uredbo MiCA, je napovedala uvedbo indeksa Cryptonomy Retail Index\u00ae (CRI) \u2014 svetovne lestvice, ki meri, v kolik\u0161ni meri so kriptovalute prodrle v vsakdanjo maloprodajo. Izdaja za leto 2026 je na spletnem mestu <a href=\"https:\/\/crypto4me.eu\/sl?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noopener\">crypto4me<\/a> objavljena kot brezpla\u010den interaktivni vir. Slovenija se uvr\u0161\u010da na deveto mesto na svetu, peto v Evropi in \u010detrto v Evropski uniji.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Namesto spremljanja \u0161pekulacij ali obsega trgovanja indeks <a href=\"https:\/\/crypto4me.eu\/sl\/cryptonomy-retail-index?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noopener\">Cryptonomy Retail Index<\/a> odgovarja na bolj prakti\u010dno vpra\u0161anje: v kolik\u0161ni meri so kriptovalute dejansko postale obi\u010dajen del vsakdanjega nakupovanja. Zdru\u017euje podatke o pla\u010dilni infrastrukturi in imetni\u0161tvu kriptovalut z oceno maloprodajne transakcijske dejavnosti in kakovosti zakonodajnega okolja posamezne dr\u017eave ter 43 dr\u017eav razvr\u0161\u010da na lestvici od 0 do 10.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"243\" src=\"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5-1024x243.png\" alt=\"\" class=\"wp-image-66566\" srcset=\"https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5-1024x243.png 1024w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5-300x71.png 300w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5-768x182.png 768w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5-150x36.png 150w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5-696x165.png 696w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5-1068x254.png 1068w, https:\/\/crypto-globe.com\/wp-content\/uploads\/2026\/10\/image-5.png 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Vir logotipa: Crypto4me<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0160tirje stebri uporabe v resni\u010dnem svetu<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ocena CRI vsake dr\u017eave je tehtana vsota \u0161tirih stebrov, sestavljena iz raznovrstnih, javno dostopnih in licenciranih podatkovnih virov:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Infrastruktura (30\u00a0%) \u2014 fizi\u010dna in digitalna pripravljenost na pla\u010dila s kriptovalutami, ki temelji na gostoti preverjenih fizi\u010dnih trgovcev (prek BTC Map \/ OpenStreetMap) in gostoti kripto bankomatov (prek CoinATMRadar, nacionalnih ocen in podatkov BTC Map, uporabljenih kot nadomestni vir).<\/li>\n\n\n\n<li>Transakcije (30\u00a0%) \u2014 strokovno dolo\u010dene ocene, namenjene odra\u017eanju obsegov maloprodajnih transakcij v verigi in zunaj nje pod 10.000\u00a0USD, tehtanih glede na BDP po pariteti kupne mo\u010di, skupaj s koeficientom u\u010dinkovitih pla\u010dilnih omre\u017eij. Te ocene so prenesene iz beta razli\u010dice in niso bile ponovno izra\u010dunane.<\/li>\n\n\n\n<li>Imetni\u0161tvo (20\u00a0%) \u2014 navedeni dele\u017e ljudi, ki imajo v lasti kriptosredstva; ta temelji predvsem na raziskavah GWI \/ DataReportal med uporabniki interneta, starimi od 16 do 64 let, in je dopolnjen z nacionalnimi raziskavami.<\/li>\n\n\n\n<li>Zakonodaja (20\u00a0%) \u2014 dav\u010dno in regulativno okolje, ki dolo\u010da, ali je pla\u010devanje s kriptovalutami v praksi izvedljivo ali upravno omejeno.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Izvorni podatki so zdru\u017eeni in normalizirani tako, da lahko manj\u0161a gospodarstva prehitijo bogatej\u0161e dr\u017eave tam, kjer kriptovalute predstavljajo relativno ve\u010dji del vsakdanjih pla\u010dil.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kaj razkriva lestvica za leto 2026<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Slovenija se uvr\u0161\u010da na deveto mesto na svetu in med pet najbolj\u0161ih v Evropi, k \u010demur prispevata visoka stopnja lastni\u0161tva kriptovalut in eden najugodnej\u0161ih dav\u010dnih okvirov v indeksu. Po razpolo\u017eljivih podatkih 15 % odraslih navaja, da imajo v lasti kriptovalute, fizi\u010dne osebe pa za ob\u010dasno prodajo kriptovalut ne pla\u010dajo davka. Fizi\u010dna infrastruktura je kljub temu bolj omejena, saj BTC Map v dr\u017eavi navaja 60 trgovcev in \u0161tiri kripto bankomate.<\/li>\n\n\n\n<li>\u0160vica je na prvem mestu na svetu z oceno CRI 8,56, kar temelji na gosti mre\u017ei sprejemnih mest in ugodnem dav\u010dnem re\u017eimu.<\/li>\n\n\n\n<li>Zdru\u017eene dr\u017eave vodijo pri infrastrukturi (CRI 7,67), julija 2026 pa so imele po vsej dr\u017eavi 20.005 kripto bankomatov.<\/li>\n\n\n\n<li>Svetovni vrh dopolnjujeta Nizozemska (7,52) in Salvador (7,27), sledi pa jima Portugalska (6,99).<\/li>\n\n\n\n<li>\u010ce\u0161ka je tretja v EU in \u0161esta na svetu (CRI 6,80) ter zdru\u017euje pribli\u017eno 102 preverjeni sprejemni mesti z ugodnim dav\u010dnim re\u017eimom.<\/li>\n\n\n\n<li>Japonska je na dnu lestvice (CRI 3,44). Njeno oceno zni\u017eujeta najvi\u0161ja dav\u010dna stopnja nad 50\u00a0% in redka mre\u017ea trgovcev.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Podatki razkrivajo tudi \u00bbvzporedni sistem\u00ab na trgih, kot sta Nigerija in Argentina, kjer dejavnost z dolarskimi stabilnimi kovanci poteka predvsem neposredno med uporabniki (peer-to-peer), ne pa na prodajnih mestih.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00bbV razpravi o kriptovalutah \u0161e vedno prevladuje cena. Cryptonomy Retail Index preusmerja pozornost tja, kjer je pomembna za obi\u010dajne ljudi \u2014 v kavarno na vogalu, lokalno trgovino in vsakdanji nakup. Ustvarili smo ga, da bi z resni\u010dnimi podatki pokazali, kje so kriptovalute dejansko postale uporabna alternativa gotovini in kje niso,\u00ab je povedal Milo\u0161 M\u00e1zor, glavni izvr\u0161ni direktor dru\u017ebe Madison Six, ob predstavitvi indeksa.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/crypto4me.eu\/sl\/cryptonomy-retail-index?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noopener\">Cryptonomy Retail Index\u00ae<\/a> (izdaja 2026) je namenjen izklju\u010dno izobra\u017eevalnim namenom in ne predstavlja nalo\u017ebenega svetovanja, finan\u010dnega svetovanja ali ponudbe za nakup ali prodajo katerih koli kriptosredstev. Pretekla uspe\u0161nost trgov ali sredstev ni pokazatelj prihodnjih rezultatov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">O crypto4me<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/crypto4me.eu\/sl\/registration?promo=CRI&amp;utm_source=ml&amp;utm_medium=pr&amp;utm_campaign=CRI\" target=\"_blank\" rel=\"noopener\">Crypto4me<\/a> omogo\u010da nakup vseh glavnih kriptovalut, vklju\u010dno z bitcoinom, etherjem in SOL. Dru\u017eba v skladu s strogimi pogoji evropske licence MiCA izvaja zanesljive varnostne ukrepe za trgovanje in hrambo kriptovalut v denarnicah ter dodatne ukrepe, kot so ve\u010dfaktorsko preverjanje strank, \u0161ifriranje in redni penetracijski testi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Storitev crypto4me upravlja dru\u017eba Madison Six j.&nbsp;s.&nbsp;a. Od 18. decembra 2025 ima dru\u017eba dovoljenje za opravljanje storitev, povezanih s kriptovalutami, ki ga je v skladu z uredbo MiCA* pod \u0161tevilko 100-001-025-213 izdala Narodna banka Slova\u0161ke. Na podlagi te licence je dru\u017eba hkrati poobla\u0161\u010dena za \u010dezmejno opravljanje storitev s kriptovalutami po vsej EU\/EGP.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kontakt za medije:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Stela Lon\u010dari\u0107<\/strong> stela.loncaric@crypto4me.eu<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Uredba (EU) 2023\/1114 Evropskega parlamenta in Sveta z dne 31. maja 2023 o trgih kriptosredstev ter spremembi uredb (EU) \u0161t. 1093\/2010 in (EU) \u0161t. 1095\/2010 ter direktiv 2013\/36\/EU in (EU) 2019\/1937.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vir fotografije: ustvarjeno z umetno inteligenco&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vir logotipa: Crypto4me<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<div id=\"sssp-content-end\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Storitev crypto4me je predstavila Cryptonomy Retail Index 2026, ki ocenjuje dejansko uporabo kriptovalut pri vsakdanjih nakupih. \u010ce\u0161ka je zasedla tretje mesto v Evropski uniji in \u0161esto mesto na svetu.<\/p>\n","protected":false},"author":2,"featured_media":66527,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[178],"tags":[110,93,1162,95,824],"class_list":["post-66538","post","type-post","status-publish","format-standard","has-post-thumbnail","category-kriptovalute","tag-crypto","tag-cryptocurrencies","tag-kripto-hu","tag-kriptovalute","tag-regulacija-mica-sl"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Crypto4me je predstavil Indeks maloprodaje kriptovalut (CRI), ki meri prodor kriptovalut v maloprodajo. \u0160vica je prva med 43 dr\u017eavami zaradi goste mre\u017ee in\u2026\" \/>\n\t<meta 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Operating as the platform's central strategic hub, this collective entity provides a sophisticated layer of market intelligence, delivering unbiased, data-backed analysis in the rapidly evolving digital asset landscape. Core Areas of Expertise The collective specializes in high-fidelity monitoring and deep-dive technical research, focusing on the fundamental pillars of the decentralized economy:   Blockchain Infrastructure: Extensive tracking of Bitcoin (BTC) and Ethereum (ETH) ecosystems, including Layer 2 scaling solutions.   DeFi &amp; Yield Protocols: Comprehensive auditing of decentralized finance liquidity pools, governance models, and smart contract security.   On-Chain Analytics: Real-time extraction and interpretation of blockchain data to identify institutional flows and network health.   Web3 &amp; Tokenomics: Evaluating the long-term viability and macroeconomic impact of emerging token models and DAO structures.   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