{"id":62081,"date":"2026-06-05T16:23:47","date_gmt":"2026-06-05T16:23:47","guid":{"rendered":"https:\/\/crypto-globe.com\/stablecoiny-uz-nesluzia-len-traderom-firmy-ich-stale-castejsie-vyuzivaju-pre-medzinarodne-platby\/"},"modified":"2026-06-05T16:23:47","modified_gmt":"2026-06-05T16:23:47","slug":"stablecoiny-uz-nesluzia-len-traderom-firmy-ich-stale-castejsie-vyuzivaju-pre-medzinarodne-platby","status":"publish","type":"post","link":"https:\/\/crypto-globe.com\/sk\/stablecoiny-uz-nesluzia-len-traderom-firmy-ich-stale-castejsie-vyuzivaju-pre-medzinarodne-platby\/","title":{"rendered":"Stablecoiny u\u017e nesl\u00fa\u017eia len traderom. Firmy ich st\u00e1le \u010dastej\u0161ie vyu\u017e\u00edvaj\u00fa pre medzin\u00e1rodn\u00e9 platby"},"content":{"rendered":"\n

Stablecoiny<\/a> sa po\u010das posledn\u00fdch rokov stali jedn\u00fdm z najr\u00fdchlej\u0161ie rast\u00facich segmentov kryptomenov\u00e9ho trhu. Zatia\u013e \u010do sk\u00f4r boli sp\u00e1jan\u00e9 predov\u0161etk\u00fdm s obchodovan\u00edm na kryptoburz\u00e1ch, nov\u00e9 \u00fadaje nazna\u010duj\u00fa, \u017ee ich \u00faloha sa r\u00fdchlo men\u00ed. St\u00e1le viac firiem ich toti\u017e za\u010d\u00edna vyu\u017e\u00edva\u0165 ako n\u00e1stroj pre be\u017en\u00e9 medzin\u00e1rodn\u00e9 platby.<\/p>\n\n\n\n

Vypl\u00fdva to z novej spr\u00e1vy<\/a> spolo\u010dnosti Paybis, ktor\u00e1 prev\u00e1dzkuje kryptomenov\u00fa burzu a platobn\u00fa infra\u0161trukt\u00faru. Pod\u013ea d\u00e1t firmy tvorili podnikov\u00e9 subjekty v prv\u00fdch \u0161tyroch mesiacoch roku 2026 takmer 98 percent ve\u0161ker\u00e9ho objemu stablecoinov\u00fdch v\u00fdplat spracovan\u00fdch cez jej platformu. Pre porovnanie, v roku 2023 to bolo iba 36 percent.<\/p>\n\n\n\n

Mohlo by V\u00e1s zauj\u00edma\u0165: Ako si vybra\u0165 spr\u00e1vnu burzu pre obchodovanie svojich kryptomien?<\/a><\/h3>\n\n\n\n

Stablecoiny dominuj\u00fa kryptomenov\u00fdm transakci\u00e1m<\/h2>\n\n\n\n

Rast\u00faci v\u00fdznam stablecoinov potvrdzuj\u00fa aj \u010fal\u0161ie \u010d\u00edsla. Zatia\u013e \u010do v j\u00fali 2023 predstavovali stablecoiny iba 12 percent objemu kryptomenov\u00fdch transakci\u00ed na platforme Paybis, tento rok v apr\u00edli u\u017e ich podiel dosiahol 86 percent.<\/p>\n\n\n\n

Pod\u013ea spolo\u010dnosti McKinsey dosiahol glob\u00e1lny objem platieb uskuto\u010dnen\u00fdch prostredn\u00edctvom stablecoinov v roku 2025 pribli\u017ene 390 mili\u00e1rd dol\u00e1rov. Zhruba 60 percent tejto \u010diastky pritom pripadalo na transakcie medzi firmami.<\/p>\n\n\n\n

Pr\u00e1ve podnikov\u00e9 vyu\u017eitie sa tak st\u00e1v\u00e1 jedn\u00fdm z hlavn\u00fdch motorov rastu tohto segmentu. Najv\u00e4\u010d\u0161ie objemy stablecoinov\u00fdch platieb na platforme Paybis v posledn\u00fdch dvoch rokoch poch\u00e1dzali z oblast\u00ed digit\u00e1lneho tovaru, kryptomenov\u00fdch spolo\u010dnost\u00ed, technologick\u00e9ho sektoru, maloobchodu a e-commerce alebo fintechu. Tieto segmenty dohromady tvorili viac ako 78 percent ve\u0161kerej podnikovej stablecoinovej aktivity na platforme.<\/p>\n\n\n\n

Firmy objavuj\u00fa v\u00fdhody r\u00fdchlej\u0161\u00edch prevodov<\/h2>\n\n\n\n

Prieskum Paybis z\u00e1rove\u0148 uk\u00e1zal, \u017ee o vyu\u017eitie stablecoinov maj\u00fa z\u00e1ujem aj \u010fal\u0161ie podniky. Pribli\u017ene 22,5 percenta op\u00fdtan\u00fdch firiem uviedlo, \u017ee stablecoiny pre medzin\u00e1rodn\u00e9 platby u\u017e pou\u017e\u00edvaj\u00fa alebo ich pl\u00e1nuj\u00fa zavies\u0165 po\u010das nasleduj\u00facich 12 mesiacov.<\/p>\n\n\n\n

Zauj\u00edmav\u00e9 je, \u017ee mnoho firiem st\u00e1le prece\u0148uje n\u00e1klady aj r\u00fdchlos\u0165 t\u00fdchto transakci\u00ed. Hoci prevody stablecoinov b\u00fdvaj\u00fa v z\u00e1vislosti na pou\u017eitej blockchainovej sieti vyrovnan\u00e9 v priebehu nieko\u013ek\u00fdch sek\u00fand a\u017e min\u00fat, takmer polovica respondentov o\u010dak\u00e1vala, \u017ee prevod potrv\u00e1 jednu hodinu a\u017e cel\u00fd de\u0148.<\/p>\n\n\n\n

Podobne nepresn\u00e9 boli aj odhady poplatkov. Pribli\u017ene tretina op\u00fdtan\u00fdch firiem predpokladala n\u00e1klady okolo troch percent z prev\u00e1dzanej \u010diastky. Pod\u013ea Paybis sa v\u0161ak v praxi n\u00e1klady na stablecoinov\u00e9 platby obvykle pohybuj\u00fa pod hranicou jedn\u00e9ho percenta. Kone\u010dn\u00e1 cena z\u00e1vis\u00ed na pou\u017eitej sieti, poskytovate\u013eovi platobn\u00fdch slu\u017eieb, poplatkoch za prevod medzi kryptomenami<\/a> a fiat menami alebo na menov\u00fdch kurzoch.<\/p>\n\n\n\n

\u010c\u00edtajte tie\u017e: Monero \u2013 Kryptomena, ktor\u00e1 chr\u00e1ni va\u0161e finan\u010dn\u00e9 s\u00fakromie<\/a><\/h3>\n\n\n\n

Trh stablecoinov r\u00fdchlo rastie<\/h2>\n\n\n\n

Popularita stablecoinov sa odr\u00e1\u017ea aj na celkovej ve\u013ekosti trhu. Pod\u013ea d\u00e1t<\/a> spolo\u010dnosti DefiLlama dosiahla celkov\u00e1 trhov\u00e1 kapitaliz\u00e1cia stablecoinov pribli\u017ene 319,5 miliardy dol\u00e1rov. Pred rokom pritom \u010dinila zhruba 247,3 miliardy dol\u00e1rov.<\/p>\n\n\n\n

Najv\u00e4\u010d\u0161\u00edm hr\u00e1\u010dom zost\u00e1va stablecoin Tether<\/a> (USDT), ktor\u00fd dr\u017e\u00ed takmer 59 percent trhu. Druh\u00fa poz\u00edciu si udr\u017eiava USD Coin (USDC) s trhovou hodnotou okolo 76 mili\u00e1rd dol\u00e1rov.<\/p>\n\n\n\n

Na trh prich\u00e1dzaj\u00fa nov\u00e9 platobn\u00e9 stablecoiny<\/h2>\n\n\n\n

Rast\u00faci dopyt po stablecoinoch z\u00e1rove\u0148 motivuje finan\u010dn\u00e9 spolo\u010dnosti k uv\u00e1dzaniu nov\u00fdch produktov zameran\u00fdch na platby a bankov\u00e9 slu\u017eby.<\/p>\n\n\n\n

Spolo\u010dnos\u0165 Falcon Finance ned\u00e1vno predstavila<\/a> in\u0161titucion\u00e1lny stablecoin fUSD, ktor\u00fd je vyd\u00e1van\u00fd prostredn\u00edctvom feder\u00e1lne regulovanej platformy spolo\u010dnosti Anchorage Digital. Tie\u017e SoFi spustila stablecoin SoFiUSD dostupn\u00fd klientom prostredn\u00edctvom svojej mobilnej aplik\u00e1cie.<\/p>\n\n\n\n

Do segmentu blockchainov\u00fdch platieb vstupuje<\/a> aj MoneyGram, ktor\u00fd tento t\u00fd\u017ede\u0148 ozn\u00e1mil spustenie stablecoinu MGUSD na sieti Stellar. Nov\u00fd token m\u00e1 sl\u00fa\u017ei\u0165 predov\u0161etk\u00fdm pre cezhrani\u010dn\u00e9 platby a spr\u00e1vu digit\u00e1lnych dol\u00e1rov\u00fdch zostatkov. Stablecoin vyd\u00e1va platforma Bridge, ktor\u00e1 patr\u00ed spolo\u010dnosti Stripe, a je integrovan\u00fd priamo do aplik\u00e1cie MoneyGram prostredn\u00edctvom self-custody pe\u0148a\u017eenky.<\/p>\n\n\n\n

Mohlo by sa V\u00e1m p\u00e1\u010di\u0165: Bitcoin \u010dak\u00e1 na Fed<\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"

Stablecoiny sa po\u010das posledn\u00fdch rokov stali jedn\u00fdm z najr\u00fdchlej\u0161ie rast\u00facich segmentov kryptomenov\u00e9ho trhu. Zatia\u013e \u010do sk\u00f4r boli sp\u00e1jan\u00e9 predov\u0161etk\u00fdm s obchodovan\u00edm na kryptoburz\u00e1ch, nov\u00e9 \u00fadaje nazna\u010duj\u00fa, \u017ee ich \u00faloha sa r\u00fdchlo men\u00ed. St\u00e1le viac firiem ich toti\u017e za\u010d\u00edna vyu\u017e\u00edva\u0165 ako n\u00e1stroj pre be\u017en\u00e9 medzin\u00e1rodn\u00e9 platby. Vypl\u00fdva to z novej spr\u00e1vy spolo\u010dnosti Paybis, ktor\u00e1 prev\u00e1dzkuje kryptomenov\u00fa […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[15,168],"tags":[89],"class_list":["post-62081","post","type-post","status-publish","format-standard","category-kryptomeny","category-kryptomeny-sk","tag-kryptomeny-sk"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t