{"id":61986,"date":"2026-06-03T11:18:33","date_gmt":"2026-06-03T11:18:33","guid":{"rendered":"https:\/\/crypto-globe.com\/?p=61986"},"modified":"2026-06-03T11:23:10","modified_gmt":"2026-06-03T11:23:10","slug":"new-york-a-eu-sprisnia-dohlad-nad-stablecoinmi-regulatori-si-zacnu-vymienat-udaje-o-trhu-za-319-miliard-dolarov","status":"publish","type":"post","link":"https:\/\/crypto-globe.com\/sk\/new-york-a-eu-sprisnia-dohlad-nad-stablecoinmi-regulatori-si-zacnu-vymienat-udaje-o-trhu-za-319-miliard-dolarov\/","title":{"rendered":"New York a EU spr\u00edsnia doh\u013ead nad stablecoinmi. Regul\u00e1tori si za\u010dn\u00fa vymie\u0148a\u0165 \u00fadaje o trhu za 319 mili\u00e1rd dol\u00e1rov"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/european-union.europa.eu\/index_cs\" target=\"_blank\" rel=\"noopener\" title=\"\">E\u00da<\/a>:<\/strong> <strong>Stablecoiny sa z technickej pom\u00f4cky pre obchodn\u00edkov s kryptomenami postupne st\u00e1vaj\u00fa jednou z najd\u00f4le\u017eitej\u0161\u00edch t\u00e9m svetov\u00fdch financi\u00ed. Pr\u00e1ve preto sa na ne teraz chc\u00fa e\u0161te viac zamera\u0165 regul\u00e1tori na oboch stran\u00e1ch Atlantiku. Eur\u00f3psky bankov\u00fd \u00farad EBA a New York State Department of Financial Services, teda finan\u010dn\u00fd regul\u00e1tor \u0161t\u00e1tu New York, <a href=\"mailto:https:\/\/cointelegraph.com\/news\/new-york-eu-regulators-joint-stablecoin-oversight-agreement\" target=\"_blank\" rel=\"noopener\" title=\"\">podp\u00edsali memorandum<\/a> o spolupr\u00e1ci pri doh\u013eade nad cezhrani\u010dn\u00fdmi aktivitami spojen\u00fdmi so stablecoinmi.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Dohoda m\u00e1 umo\u017eni\u0165 lep\u0161iu v\u00fdmenu inform\u00e1ci\u00ed medzi Eur\u00f3pskou \u00faniou a New Yorkom, ktor\u00fd patr\u00ed k najd\u00f4le\u017eitej\u0161\u00edm finan\u010dn\u00fdm centr\u00e1m sveta. Regul\u00e1tori si maj\u00fa odovzd\u00e1va\u0165 \u00fadaje o tom, ak\u00e9 stablecoiny konkr\u00e9tne firmy vyd\u00e1vaj\u00fa, ko\u013eko ich je v obehu alebo ko\u013eko maj\u00fa dr\u017eite\u013eov. S\u00fa\u010das\u0165ou zdie\u013ean\u00fdch inform\u00e1ci\u00ed maj\u00fa by\u0165 aj v\u00fdsledky intern\u00fdch i extern\u00fdch auditov, regula\u010dn\u00fd status jednotliv\u00fdch produktov a slu\u017eieb alebo inform\u00e1cie o pr\u00edpadn\u00fdch rizik\u00e1ch.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Obsah \u010dl\u00e1nku: <\/h2>\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-co-jsou-stablecoiny-a-proc-je-regulatori-resi-4\">Co jsou stablecoiny a pro\u010d je regul\u00e1to\u0159i \u0159e\u0161\u00ed<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-dohoda-vznika-pod-evropskou-regulaci-mica-8\">Dohoda vznik\u00e1 pod evropskou regulac\u00ed MiCA<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-regulatori-budou-sledovat-objem-drzitele-i-audity-13\">Regul\u00e1to\u0159i budou sledovat objem, dr\u017eitele i audity<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-kontrola-se-nebude-tykat-uplne-vseho-17\">Kontrola se nebude t\u00fdkat \u00fapln\u011b v\u0161eho<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-usa-i-evropa-chteji-mit-stablecoiny-pod-kontrolou-21\">USA i Evropa cht\u011bj\u00ed m\u00edt stablecoiny pod kontrolou<\/a><ul><\/ul><\/li><\/ul><\/div>\n\n\n<h2 id=\"aioseo-co-jsou-stablecoiny-a-proc-je-regulatori-resi-4\" class=\"wp-block-heading\">\u010co s\u00fa stablecoiny a pre\u010do ich regul\u00e1tori rie\u0161ia<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Stablecoin je typ kryptomeny, ktor\u00e1 sa sna\u017e\u00ed udr\u017ea\u0165 stabiln\u00fa hodnotu. Naj\u010dastej\u0161ie b\u00fdva nav\u00e1zan\u00e1 na americk\u00fd dol\u00e1r, tak\u017ee jeden token m\u00e1 zodpoveda\u0165 jedn\u00e9mu dol\u00e1ru. V praxi sa stablecoiny pou\u017e\u00edvaj\u00fa pri obchodovan\u00ed na kryptomenov\u00fdch burz\u00e1ch, v decentralizovan\u00fdch financi\u00e1ch i pri r\u00fdchlych cezhrani\u010dn\u00fdch prevodoch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ich v\u00fdznam ale rastie aj mimo klasick\u00fd kryptosv\u011bt. Banky a ve\u013ek\u00e9 finan\u010dn\u00e9 in\u0161tit\u00facie v Spojen\u00fdch \u0161t\u00e1toch i Eur\u00f3pe u\u017e testuj\u00fa vyu\u017eitie stablecoinov pre platby. Pom\u00e1ha tomu aj to, \u017ee v USA i Eur\u00f3pskej \u00fanii vznikli jasnej\u0161ie pravidl\u00e1 pre tento typ digit\u00e1lnych akt\u00edv.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"mailto:https:\/\/defillama.com\/stablecoins\" target=\"_blank\" rel=\"noopener\" title=\"\">Pod\u013ea \u00fadajov DefiLlama<\/a> presahovala hodnota glob\u00e1lneho trhu so stablecoinmi v stredu 319 mili\u00e1rd dol\u00e1rov. Najv\u00e4\u010d\u0161ia \u010das\u0165 aktivity na\u010falej pripad\u00e1 na stablecoiny nav\u00e1zan\u00e9 na americk\u00fd dol\u00e1r. Najv\u00e4\u010d\u0161\u00edmi hr\u00e1\u010dmi pod\u013ea trhovej kapitaliz\u00e1cie zost\u00e1vaj\u00fa Tether so svoj\u00edm USDT a Circle s tokenom USDC.<\/p>\n\n\n\n<h2 id=\"aioseo-dohoda-vznika-pod-evropskou-regulaci-mica-8\" class=\"wp-block-heading\">Dohoda vznik\u00e1 pod eur\u00f3pskou regul\u00e1ciou MiCA<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Eur\u00f3psky bankov\u00fd \u00farad <a href=\"mailto:https:\/\/www.eba.europa.eu\/publications-and-media\/press-releases\/eba-and-new-york-state-department-financial-services-sign-memorandum-understanding-foster\" target=\"_blank\" rel=\"noopener\" title=\"\">uviedol<\/a>, \u017ee memorandum spad\u00e1 do jeho povinnost\u00ed pod\u013ea eur\u00f3pskeho nariadenia MiCA, teda Markets in Crypto-Assets Regulation. To prinieslo Eur\u00f3pskej \u00fanii jednotnej\u0161\u00ed r\u00e1mec pre doh\u013ead nad kryptoakt\u00edvami a od konca roku 2024 sa stalo k\u013e\u00fa\u010dov\u00fdm z\u00e1kladom eur\u00f3pskej kryptoregulace.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dohoda medzi EBA a NYDFS stanovuje princ\u00edpy a postupy pre v\u00fdmenu inform\u00e1ci\u00ed, koordin\u00e1ciu doh\u013eadu, sledovanie trhov\u00fdch trendov a vyhodnocovanie riz\u00edk. Newyorsk\u00fd regul\u00e1tor <a href=\"mailto:https:\/\/www.dfs.ny.gov\/reports_and_publications\/press_releases\/pr20260601\" target=\"_blank\" rel=\"noopener\" title=\"\">uviedol<\/a>, \u017ee spolupr\u00e1ca m\u00e1 posilni\u0165 doh\u013ead nad subjektmi zapojen\u00fdmi do aktiv\u00edt so stablecoinmi, pom\u00f4c\u0165 identifikova\u0165 trendy a rizik\u00e1 a podpori\u0165 integritu stablecoinov\u00e9ho trhu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nejde teda len o form\u00e1lny podpis medzi dvoma \u00faradmi. Regul\u00e1tori si t\u00fdm vytv\u00e1raj\u00fa kan\u00e1l, ktor\u00fdm m\u00f4\u017eu r\u00fdchlej\u0161ie zdie\u013ea\u0165 inform\u00e1cie v situ\u00e1cii, ke\u010f stablecoin vydan\u00fd alebo pou\u017e\u00edvan\u00fd v jednej jurisdikcii m\u00f4\u017ee ma\u0165 dopad aj na u\u017e\u00edvate\u013eov, firmy a trhy v inej \u010dasti sveta.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-mohlo-by-se-vam-libit-jak-bezpecne-investovat-do-kryptomen-pruvodce-pro-zacatecniky-12\">Mohlo by sa V\u00e1m p\u00e1\u010di\u0165: <a href=\"https:\/\/crypto-globe.com\/sk\/ako-bezpecne-investovat-do-kryptomien-sprievodca-pre-zaciatocnikov\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Ako bezpe\u010dne investova\u0165 do kryptomien: sprievodca pre za\u010diato\u010dn\u00edkov<\/a><\/h3>\n\n\n\n<h2 id=\"aioseo-regulatori-budou-sledovat-objem-drzitele-i-audity-13\" class=\"wp-block-heading\">Regul\u00e1tori bud\u00fa sledova\u0165 objem, dr\u017eite\u013eov i audity<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Memorandum po\u010d\u00edta s pomerne \u0161irok\u00fdm okruhom inform\u00e1ci\u00ed. EBA a NYDFS si m\u00f4\u017eu zdie\u013ea\u0165 napr\u00edklad \u00fadaje o vydanom stablecoine, celkovom objeme v obehu, po\u010dte dr\u017eite\u013eov v custodial i unhosted pe\u0148a\u017eenk\u00e1ch alebo o rezerv\u00e1ch, ktor\u00e9 maj\u00fa stablecoin kry\u0165.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00f4le\u017eit\u00e9 s\u00fa aj audity. Pr\u00e1ve ot\u00e1zka, \u010di s\u00fa stablecoiny skuto\u010dne dostato\u010dne kryt\u00e9 a \u010di mo\u017eno ich hodnote veri\u0165, patr\u00ed dlhodobo k najcitlivej\u0161\u00edm t\u00e9mam cel\u00e9ho sektora. Regul\u00e1tori preto maj\u00fa ma\u0165 mo\u017enos\u0165 vymie\u0148a\u0165 si v\u00fdsledky extern\u00fdch a intern\u00fdch auditov, inform\u00e1cie o likvidite, rezerv\u00e1ch, vlastn\u00fdch zdrojoch, riaden\u00ed riz\u00edk, bezpe\u010dnostn\u00fdch opatreniach i pr\u00edpadn\u00fdch sankci\u00e1ch alebo vy\u0161etrovaniach.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dohoda navy\u0161e po\u010d\u00edta aj s koordin\u00e1ciou v kr\u00edzov\u00fdch situ\u00e1ci\u00e1ch. Ak by napr\u00edklad niektor\u00fd v\u00fdznamn\u00fd emitent stablecoinu \u010delil v\u00e1\u017enym prev\u00e1dzkov\u00fdm alebo finan\u010dn\u00fdm probl\u00e9mom, pr\u00edpadne ve\u013ek\u00e9mu kybernetick\u00e9mu incidentu, m\u00f4\u017eu si obe strany r\u00fdchlej\u0161ie odovzda\u0165 inform\u00e1cie a pok\u00fasi\u0165 sa koordinova\u0165 reakciu.<\/p>\n\n\n\n<h2 id=\"aioseo-kontrola-se-nebude-tykat-uplne-vseho-17\" class=\"wp-block-heading\">Kontrola sa nebude t\u00fdka\u0165 \u00faplne v\u0161etk\u00e9ho<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Memorandum m\u00e1 ale aj jasn\u00e9 hranice. Regul\u00e1tori nebud\u00fa sledova\u0165 v\u0161etky aktivity firiem, ktor\u00e9 so stablecoinmi pracuj\u00fa. Dohoda sa t\u00fdka len stablecoinov\u00fdch aktiv\u00edt subjektov, ktor\u00e9 spadaj\u00fa pod doh\u013ead jednej alebo oboch str\u00e1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To je d\u00f4le\u017eit\u00e9 najm\u00e4 u firiem, ktor\u00e9 sa okrem stablecoinov venuj\u00fa aj \u010fal\u0161\u00edm \u010dastiam <a href=\"https:\/\/crypto-globe.com\/sk\/bitcoin-opat-stiahne-cely-krypto-trh-nadol-diverzifikacia-zostava-skor-iluziou\/\" target=\"_blank\" rel=\"noopener\" title=\"\">kryptotrhu<\/a>, napr\u00edklad burzov\u00e9mu obchodovaniu, spr\u00e1ve akt\u00edv alebo technologick\u00fdm slu\u017eb\u00e1m. Cie\u013eom dohody nie je plo\u0161ne kontrolova\u0165 cel\u00fd ich biznis, ale lep\u0161ie dohliada\u0165 na tie \u010dasti, ktor\u00e9 m\u00f4\u017eu ma\u0165 dopad na dr\u017eite\u013eov stablecoinov a \u0161ir\u0161ie finan\u010dn\u00e9 trhy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-ctete-vice-recenze-brokera-bux-na-co-se-nenechat-napalit-20\">\u010c\u00edtajte viac: <a href=\"https:\/\/crypto-globe.com\/sk\/recenzia-brokera-bux-na-co-si-dat-pozor\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Recenzia brokera BUX: Na \u010do sa neda\u0165 nachyta\u0165?<\/a><\/h3>\n\n\n\n<h2 id=\"aioseo-usa-i-evropa-chteji-mit-stablecoiny-pod-kontrolou-21\" class=\"wp-block-heading\">USA i Eur\u00f3pa chc\u00fa ma\u0165 stablecoiny pod kontrolou<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dohoda prich\u00e1dza v \u010dase, ke\u010f sa stablecoiny dost\u00e1vaj\u00fa do centra pozornosti regul\u00e1torov i tradi\u010dn\u00fdch finan\u010dn\u00fdch in\u0161tit\u00faci\u00ed. Americk\u00fd prezident Donald Trump podp\u00edsal v j\u00fali 2025 stablecoinv\u00fa legislat\u00edvu GENIUS Act, ktor\u00e1 vytvorila feder\u00e1lny r\u00e1mec pre platobn\u00e9 stablecoiny v Spojen\u00fdch \u0161t\u00e1toch. Eur\u00f3pska \u00fania medzit\u00fdm uviedla do praxe svoj r\u00e1mec <a href=\"https:\/\/crypto-globe.com\/sk\/francuzsko-dalo-kryptofirmam-ultimatum-bez-licencie-podla-mica-maju-do-30-juna-skoncit\/\" target=\"_blank\" rel=\"noopener\" title=\"\">MiCA<\/a>, ktor\u00fd sa stal prv\u00fdm komplexn\u00fdm eur\u00f3pskym re\u017eimom pre kryptoakt\u00edva.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Obe regul\u00e1cie maj\u00fa spolo\u010dn\u00fd cie\u013e: dosta\u0165 r\u00fdchlo rast\u00faci trh digit\u00e1lnych tokenov nav\u00e1zan\u00fdch na tradi\u010dn\u00e9 meny do prostredia, kde bud\u00fa jasnej\u0161ie pravidl\u00e1 pre emitentov, rezervy, doh\u013ead i ochranu u\u017e\u00edvate\u013eov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Stablecoiny s\u00fa toti\u017e na prv\u00fd poh\u013ead jednoduch\u00e9, ale v skuto\u010dnosti m\u00f4\u017eu by\u0165 syst\u00e9movo citliv\u00e9. Ak \u013eudia veria, \u017ee jeden token m\u00e1 hodnotu jedn\u00e9ho dol\u00e1ra, musia ma\u0165 istotu, \u017ee za touto hodnotou skuto\u010dne stoja dostato\u010dn\u00e9 rezervy a \u017ee v pr\u00edpade probl\u00e9mov bude mo\u017en\u00e9 tokeny vymeni\u0165 sp\u00e4\u0165.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-nenechte-si-ujit-crypto4me-recenze-regulovana-evropska-platforma-pro-jednoduchy-nakup-kryptomen-25\">Nenechajte si ujs\u0165: <a href=\"https:\/\/crypto-globe.com\/sk\/crypto4me-recenzia-regulovana-europska-platforma-na-jednoduchy-nakup-kryptozmien\/\" target=\"_blank\" rel=\"noopener\" title=\"\">crypto4me recenzia: regulovan\u00e1 eur\u00f3pska platforma pre jednoduch\u00fd n\u00e1kup kryptomien<\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>E\u00da: Stablecoiny sa z technickej pom\u00f4cky pre obchodn\u00edkov s kryptomenami postupne st\u00e1vaj\u00fa jednou z najd\u00f4le\u017eitej\u0161\u00edch t\u00e9m svetov\u00fdch financi\u00ed. Pr\u00e1ve preto sa na ne teraz chc\u00fa e\u0161te viac zamera\u0165 regul\u00e1tori na oboch stran\u00e1ch Atlantiku. Eur\u00f3psky bankov\u00fd \u00farad EBA a New York State Department of Financial Services, teda finan\u010dn\u00fd regul\u00e1tor \u0161t\u00e1tu New York, podp\u00edsali memorandum o spolupr\u00e1ci [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":61973,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[15],"tags":[829,1053,661],"class_list":["post-61986","post","type-post","status-publish","format-standard","has-post-thumbnail","category-kryptomeny","tag-eu","tag-new-york","tag-stablecoiny"],"aioseo_notices":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"aioseo_meta":{"seo_title":"E\u00da a New York posil\u0148uj\u00fa doh\u013ead nad stablecoinmi","meta_description":"E\u00da. Eur\u00f3psky bankov\u00fd \u00farad a newyorsk\u00fd finan\u010dn\u00fd regul\u00e1tor podp\u00edsali memorandum o spolupr\u00e1ci pri doh\u013eade nad stablecoinmi. Dohoda umo\u017en\u00ed lep\u0161iu v\u00fdmenu inform\u00e1ci\u00ed.","focus_keyword":"E\u00da"},"_links":{"self":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts\/61986","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/comments?post=61986"}],"version-history":[{"count":1,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts\/61986\/revisions"}],"predecessor-version":[{"id":61994,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts\/61986\/revisions\/61994"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/media\/61973"}],"wp:attachment":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/media?parent=61986"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/categories?post=61986"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/tags?post=61986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}