{"id":59735,"date":"2026-04-23T10:58:58","date_gmt":"2026-04-23T10:58:58","guid":{"rendered":"https:\/\/crypto-globe.com\/zvazujete-zmenu-banky-nie-ste-sami-kazdy-treti-europan-kvoli-kryptu-uvazuje-o-odchode-inam\/"},"modified":"2026-04-23T11:10:53","modified_gmt":"2026-04-23T11:10:53","slug":"zvazujete-zmenu-banky-nie-ste-sami-kazdy-treti-europan-kvoli-kryptu-uvazuje-o-odchode-inam","status":"publish","type":"post","link":"https:\/\/crypto-globe.com\/sk\/zvazujete-zmenu-banky-nie-ste-sami-kazdy-treti-europan-kvoli-kryptu-uvazuje-o-odchode-inam\/","title":{"rendered":"Zva\u017eujete zmenu banky? Nie ste sami. Ka\u017ed\u00fd tret\u00ed Eur\u00f3pan kv\u00f4li kryptu uva\u017euje o odchode inam"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Kryptomeny sa v Eur\u00f3pe postupne pos\u00favaj\u00fa z okraja finan\u010dn\u00e9ho syst\u00e9mu bli\u017e\u0161ie k be\u017en\u00fdm bankov\u00fdm slu\u017eb\u00e1m. <a href=\"https:\/\/www.bsdigital.com\/media\/wanfo4bj\/en_20260421_boerse-stuttgart-digital_representative-study_crypto-interest-drives-european-investors-to-consider-switching-banks.pdf\" target=\"_blank\" rel=\"noopener\" title=\"\">Nov\u00fd prieskum<\/a> spolo\u010dnosti B\u00f6rse Stuttgart Digital ukazuje, \u017ee digit\u00e1lne akt\u00edva u\u017e dnes ovplyv\u0148uj\u00fa rozhodovanie klientov o tom, v ktorej banke chc\u00fa ma\u0165 svoje peniaze. Z\u00e1rove\u0148 v\u0161ak nar\u00e1\u017eaj\u00fa na pretrv\u00e1vaj\u00facu ned\u00f4veru a regula\u010dn\u00fa neistotu.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Obsah \u010dl\u00e1nku: <\/h2>\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-kryptomeny-jako-faktor-pri-vyberu-banky-3\">Kryptom\u011bny jako faktor p\u0159i v\u00fdb\u011bru banky<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-regulace-a-nedostatek-informaci-brzdi-adopci-6\">Regulace a nedostatek informac\u00ed brzd\u00ed adopci<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-mica-posiluje-duveru-investoru-9\">MiCA posiluje d\u016fv\u011bru investor\u016f<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-tradicni-finance-se-kryptu-postupne-oteviraji-13\">Tradi\u010dn\u00ed finance se kryptu postupn\u011b otev\u00edraj\u00ed<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-evropa-drzi-krok-s-globalnim-trhem-18\">Evropa dr\u017e\u00ed krok s glob\u00e1ln\u00edm trhem<\/a><\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-kryptomeny-jako-faktor-pri-vyberu-banky-3\">Kryptomeny ako faktor pri v\u00fdbere banky<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pod\u013ea prieskumu, do ktor\u00e9ho sa zapojilo pribli\u017ene 6 000 investorov z Nemecka, Talianska, \u0160panielska a Franc\u00fazska, by a\u017e 35 % respondentov zv\u00e1\u017eilo zmenu banky, pokia\u013e by in\u00e1 in\u0161tit\u00facia pon\u00fakala lep\u0161\u00ed pr\u00edstup ku kryptomen\u00e1m. Digit\u00e1lne akt\u00edva tak za\u010d\u00ednaj\u00fa hra\u0165 \u00falohu nielen ako investi\u010dn\u00fd n\u00e1stroj, ale aj ako krit\u00e9rium pri v\u00fdbere finan\u010dn\u00e9ho partnera.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1rove\u0148 takmer ka\u017ed\u00fd piaty <a href=\"https:\/\/crypto-globe.com\/top-10-zemi-s-nejvyssim-podilem-kryptomenovych-investoru-kde-je-digitalni-zlato-nejrozsirenejsi\/\" target=\"_blank\" rel=\"noopener\" title=\"\">investor<\/a> o\u010dak\u00e1va, \u017ee jeho hlavn\u00e1 banka pon\u00fakne mo\u017enos\u0165 investova\u0165 do kryptomien po\u010das nasleduj\u00facich troch rokov. To nazna\u010duje, \u017ee kryptomeny sa postupne st\u00e1vaj\u00fa s\u00fa\u010das\u0165ou \u0161tandardn\u00e9ho bankov\u00e9ho vz\u0165ahu \u2013 aspo\u0148 u \u010dasti klientov, ktor\u00ed s\u00fa digit\u00e1lnym akt\u00edvam otvoren\u00ed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">P\u0159e\u010dt\u011bte si tak\u00e9: <a href=\"https:\/\/crypto-globe.com\/top-10-zemi-sveta-adopce-kryptomen\/\" target=\"_blank\" rel=\"noopener\" title=\"\">TOP 10 zem\u00ed s nejrychlej\u0161\u00ed adopc\u00ed kryptom\u011bn<\/a><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-regulace-a-nedostatek-informaci-brzdi-adopci-6\">Regul\u00e1cia a nedostatok inform\u00e1ci\u00ed brzdia adopciu<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Napriek rast\u00facemu z\u00e1jmu v\u0161ak kryptomeny st\u00e1le nar\u00e1\u017eaj\u00fa na z\u00e1sadn\u00e9 bari\u00e9ry. A\u017e 76 % op\u00fdtan\u00fdch pova\u017euje trh s kryptomenami za nedostato\u010dne regulovan\u00fd a viac ako 60 % investorov sa c\u00edti by\u0165 o tejto oblasti zle informovan\u00fdch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pr\u00e1ve kombin\u00e1cia regula\u010dnej neistoty a n\u00edzkej finan\u010dnej gramotnosti v oblasti digit\u00e1lnych akt\u00edv spoma\u013euje ich \u0161ir\u0161ie prijatie medzi be\u017en\u00fdmi pou\u017e\u00edvate\u013emi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-mica-posiluje-duveru-investoru-9\">MiCA posil\u0148uje d\u00f4veru investorov<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Situ\u00e1ciu sa sna\u017e\u00ed zmeni\u0165 eur\u00f3pska legislat\u00edva. Nariadenie Markets in Crypto-Assets (MiCA), ktor\u00e9 za\u010dalo plne plati\u0165 30. decembra 2024, m\u00e1 za cie\u013e zjednoti\u0165 pravidl\u00e1 pre kryptomenov\u00e9 slu\u017eby naprie\u010d Eur\u00f3pskou \u00faniou.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pod\u013ea prieskumu uviedlo takmer 50 % investorov, \u017ee pr\u00e1ve MiCA zv\u00fd\u0161ila ich d\u00f4veru v kryptomeny a u\u010dinila ich \u201ebezpe\u010dnej\u0161\u00edmi a atrakt\u00edvnej\u0161\u00edmi&#8220;.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eD\u00f4vera a jasn\u00e1 regul\u00e1cia s\u00fa k\u013e\u00fa\u010dov\u00e9 pre \u010fal\u0161iu f\u00e1zu adopcie kryptomien v Eur\u00f3pe. <a href=\"https:\/\/crypto-globe.com\/mica-2-na-obzoru-eu-uz-premysli-o-dalsi-regulaci-kryptomen-trh-se-totiz-meni-rychleji-nez-pravidla\/\" target=\"_blank\" rel=\"noopener\" title=\"\">MiCA<\/a> prin\u00e1\u0161a transparentnos\u0165 a pr\u00e1vnu istotu, ktor\u00fa investori o\u010dak\u00e1vaj\u00fa,&#8220; uviedol Matthias Voelkel, CEO skupiny B\u00f6rse Stuttgart.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-ctete-take-trust-wallet-recenze-ovladnete-sve-kryptomeny-s-duverou\">\u010ct\u011bte tak\u00e9: <a href=\"https:\/\/crypto-globe.com\/trust-wallet-recenze-ovladnete-sve-kryptomeny-s-duverou\/\" title=\"Trust Wallet recenze: Ovl\u00e1dn\u011bte sv\u00e9 kryptom\u011bny s d\u016fv\u011brou\">Trust Wallet recenze: Ovl\u00e1dn\u011bte sv\u00e9 kryptom\u011bny s d\u016fv\u011brou<\/a><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-tradicni-finance-se-kryptu-postupne-oteviraji-13\">Tradi\u010dn\u00e9 financie sa kryptu postupne otv\u00e1raj\u00fa<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fdsledky prich\u00e1dzaj\u00fa v dobe, ke\u010f tradi\u010dn\u00e9 finan\u010dn\u00e9 in\u0161tit\u00facie v Eur\u00f3pe postupne roz\u0161iruj\u00fa svoje aktivity v oblasti kryptomien. B\u00f6rse Stuttgart Digital napr\u00edklad u\u017e v janu\u00e1ri 2025 ozn\u00e1mila, \u017ee ako prv\u00fd nemeck\u00fd poskytovate\u013e z\u00edskala celoeur\u00f3psku licenciu pod\u013ea MiCA prostredn\u00edctvom svojej custody div\u00edzie. T\u00fdm sa zaradila medzi regulovan\u00fdch poskytovate\u013eov infra\u0161trukt\u00fary pre banky, brokerov a asset mana\u017e\u00e9rov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Najv\u00e4\u010d\u0161\u00ed z\u00e1ujem o krypto je v \u0160panielsku<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prieskum z\u00e1rove\u0148 ukazuje rozdiely medzi jednotliv\u00fdmi krajinami. Najvy\u0161\u0161iu mieru adopcie kryptomien m\u00e1 \u0160panielsko, kde digit\u00e1lne akt\u00edva vlastn\u00ed takmer 28 % investorov. Nasleduje Nemecko s 25 %, Taliansko s 24 % a Franc\u00fazsko s 23 %.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Celkovo uviedlo 25 % respondentov, \u017ee u\u017e do kryptomien investovalo, a 36 % pl\u00e1nuje \u010fal\u0161ie invest\u00edcie po\u010das nasleduj\u00facich piatich rokov. Z\u00e1ujem o digit\u00e1lne akt\u00edva tak pretrv\u00e1va aj napriek v\u00fdkyvom trhu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-evropa-drzi-krok-s-globalnim-trhem-18\">Eur\u00f3pa dr\u017e\u00ed krok s glob\u00e1lnym trhom<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.chainalysis.com\/blog\/europe-crypto-adoption-2025\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Pod\u013ea spr\u00e1vy Chainalysis<\/a> z okt\u00f3bra 2025 patr\u00ed Eur\u00f3pa medzi v\u00fdznamn\u00e9 kryptomenov\u00e9 regi\u00f3ny. Najv\u00e4\u010d\u0161\u00ed objem transakci\u00ed zaznamenalo Rusko s hodnotou 376 mili\u00e1rd dol\u00e1rov medzi j\u00falom 2024 a j\u00fanom 2025. Nasleduje Spojen\u00e9 kr\u00e1\u013eovstvo s 273 miliardami dol\u00e1rov a Nemecko s 219 miliardami dol\u00e1rov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z d\u00e1t je zrejm\u00e9, \u017ee <a href=\"https:\/\/trader-magazine.com\/cs\/kryptomeny\/kvantove-pocitace-mohou-dorazit-uz-do-roku-2030-pro-kryptomeny-to-znamena-zasadni-zlom\/\" target=\"_blank\" rel=\"noopener\" title=\"\">kryptomeny<\/a> sa v Eur\u00f3pe st\u00e1le viac presadzuj\u00fa, a to tak na \u00farovni jednotliv\u00fdch investorov, ako aj v r\u00e1mci finan\u010dnej infra\u0161trukt\u00fary.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-neprehlednete-bitmarkets-com-jak-vam-token-btmt-zlepsi-obchodovani-s-kryptomenami\">Nep\u0159ehl\u00e9dn\u011bte<a href=\"https:\/\/crypto-globe.com\/bitmarkets-com-jak-vam-token-btmt-zlepsi-obchodovani-s-kryptomenami\/\" target=\"_blank\" rel=\"noopener\" title=\"BITmarkets.com: Jak v\u00e1m token BTMT zlep\u0161\u00ed obchodov\u00e1n\u00ed s kryptom\u011bnami\">: <\/a><a href=\"https:\/\/crypto-globe.com\/bitmarkets-com-jak-vam-token-btmt-zlepsi-obchodovani-s-kryptomenami\/\" target=\"_blank\" rel=\"noopener\" title=\"\">BITmarkets.com: Recenze kryptoburzy, kter\u00e1 p\u0159episuje pravidla hry<\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Kryptomeny sa v Eur\u00f3pe postupne pos\u00favaj\u00fa z okraja finan\u010dn\u00e9ho syst\u00e9mu bli\u017e\u0161ie k be\u017en\u00fdm bankov\u00fdm slu\u017eb\u00e1m. Nov\u00fd prieskum spolo\u010dnosti B\u00f6rse Stuttgart Digital ukazuje, \u017ee digit\u00e1lne akt\u00edva u\u017e dnes ovplyv\u0148uj\u00fa rozhodovanie klientov o tom, v ktorej banke chc\u00fa ma\u0165 svoje peniaze. Z\u00e1rove\u0148 v\u0161ak nar\u00e1\u017eaj\u00fa na pretrv\u00e1vaj\u00facu ned\u00f4veru a regula\u010dn\u00fa neistotu. Obsah \u010dl\u00e1nku: Kryptomeny ako faktor pri v\u00fdbere [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":59724,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[168,15],"tags":[97,124,89],"class_list":["post-59735","post","type-post","status-publish","format-standard","has-post-thumbnail","category-kryptomeny-sk","category-kryptomeny","tag-bitcoin-sk","tag-krypto-sk","tag-kryptomeny-sk"],"aioseo_notices":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"aioseo_meta":{"seo_title":"Kryptomeny menia v\u00fdber banky: 35 % investorov zva\u017euje","meta_description":"Prieskum uk\u00e1zal, \u017ee 35 % eur\u00f3pskych investorov by zmenilo banku kv\u00f4li lep\u0161iemu pr\u00edstupu ku kryptomen\u00e1m. MiCA posil\u0148uje d\u00f4veru v digit\u00e1lne akt\u00edva naprie\u010d E\u00da.","focus_keyword":""},"_links":{"self":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts\/59735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/comments?post=59735"}],"version-history":[{"count":1,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts\/59735\/revisions"}],"predecessor-version":[{"id":59742,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/posts\/59735\/revisions\/59742"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/media\/59724"}],"wp:attachment":[{"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/media?parent=59735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/categories?post=59735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crypto-globe.com\/sk\/wp-json\/wp\/v2\/tags?post=59735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}