{"id":56703,"date":"2026-02-23T12:40:27","date_gmt":"2026-02-23T12:40:27","guid":{"rendered":"https:\/\/crypto-globe.com\/?p=56703"},"modified":"2026-02-23T12:58:27","modified_gmt":"2026-02-23T12:58:27","slug":"digitalne-euro-dostava-realne-obrysy-ecb-zacne-vyberat-partnerov-uz-tento-rok-test-sa-spusti-v-roku-2027","status":"publish","type":"post","link":"https:\/\/crypto-globe.com\/sk\/digitalne-euro-dostava-realne-obrysy-ecb-zacne-vyberat-partnerov-uz-tento-rok-test-sa-spusti-v-roku-2027\/","title":{"rendered":"Digit\u00e1lne euro dost\u00e1va re\u00e1lne obrysy: ECB za\u010dne vybera\u0165 partnerov u\u017e tento rok, test sa spust\u00ed v roku 2027"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Digit\u00e1lne euro \u2013 Eur\u00f3pska centr\u00e1lna banka (ECB) pokra\u010duje v pr\u00edprav\u00e1ch digit\u00e1lneho eura a projekt vstupuje do \u010fal\u0161ej praktickej f\u00e1zy. Pod\u013ea \u010dlena v\u00fdkonnej rady ECB Piera Cipolloneho za\u010dne banka u\u017e v prvom kvart\u00e1li roku 2026 <a href=\"https:\/\/www.ecb.europa.eu\/press\/key\/date\/2026\/html\/ecb.sp260218~e8cad0ec0f.en.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">vyr\u00e1ba\u0165 poskytovate\u013eov platobn\u00fdch slu\u017eieb<\/a>, ktor\u00ed sa zapoja do pilotn\u00e9ho testovania novej digit\u00e1lnej meny. Samotn\u00fd pilot by mal \u0161tartova\u0165 v druhej polovici roku 2027 a bude trva\u0165 pribli\u017ene 12 mesiacov.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Posun k v\u00fdberu partnerov predstavuje jeden z najkonkr\u00e9tnej\u0161\u00edch krokov projektu od chv\u00edle, ke\u010f ECB v okt\u00f3bri 2025 pre\u0161la do \u010fal\u0161ej f\u00e1zy v\u00fdvoja a potvrdila amb\u00edciu spusti\u0165 digit\u00e1lne euro okolo roku 2029.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Obsah \u010dl\u00e1nku \u2013 Digit\u00e1lne euro:<\/h2>\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-vyber-partneru-zacne-uz-letos-4\">V\u00fdber partnerov za\u010dne u\u017e tento rok<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-digitalni-euro-moznost-ovlivnit-podobu-digitalni-meny-9\">Digit\u00e1lne euro \u2013 Mo\u017enos\u0165 ovplyvni\u0165 podobu digit\u00e1lnej meny<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-odpoved-na-stablecoiny-i-globalni-karetni-site-13\">Odpove\u010f na stablecoiny aj glob\u00e1lne kartov\u00e9 siete<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-digitalni-euro-legislativni-podminka-a-harmonogram-17\">Digit\u00e1lne euro \u2013 Legislat\u00edvna podmienka a harmonogram<\/a><ul><\/ul><\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-vyber-partneru-zacne-uz-letos-4\">V\u00fdber partnerov za\u010dne u\u017e tento rok<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pod\u013ea Cipolloneho sa do pilotu <a href=\"https:\/\/www.reuters.com\/business\/finance\/ecbs-cipollone-says-digital-euro-will-protect-european-banks-card-schemes-2026-02-18\/\" target=\"_blank\" rel=\"noreferrer noopener\">zapoja obmedzen\u00fd po\u010det subjektov<\/a> \u2013 predov\u0161etk\u00fdm poskytovatelia platobn\u00fdch slu\u017eieb (PPS), obchodn\u00edci a zamestnanci Eurosyst\u00e9mu. Pr\u00e1ve eur\u00f3psky licencovan\u00ed PPS maj\u00fa by\u0165 k\u013e\u00fa\u010dov\u00fdm distribu\u010dn\u00fdm \u010dl\u00e1nkom digit\u00e1lneho eura.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fdber \u00fa\u010dastn\u00edkov m\u00e1 za\u010da\u0165 v prvom kvart\u00e1li 2026. Pre firmy, ktor\u00e9 sa do projektu zapoja, to m\u00f4\u017ee znamena\u0165 v\u00fdznamn\u00fa konkuren\u010dn\u00fa v\u00fdhodu. Pilot im umo\u017en\u00ed z\u00edska\u0165 praktick\u00e9 sk\u00fasenosti s procesmi, ako je onboarding klientov, vypo\u010d\u00edtanie transakci\u00ed alebo riadenie likvidity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1rove\u0148 z\u00edskaj\u00fa jasnej\u0161iu predstavu o bud\u00facich n\u00e1kladoch \u2013 napr\u00edklad na infra\u0161trukt\u00faru, compliance alebo person\u00e1lne kapacity \u2013 \u010do m\u00f4\u017ee pom\u00f4c\u0165 pri pl\u00e1novan\u00ed invest\u00edci\u00ed e\u0161te pred pr\u00edpadn\u00fdm plo\u0161n\u00fdm spusten\u00edm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-nenechajte-si-ujst-madisonsix-8\">Nenechajte si ujs\u0165: <a href=\"https:\/\/crypto-globe.com\/sk\/madisonsix-cesta-ku-kryptomenam-bez-technickych-znalosti\/\" target=\"_blank\" rel=\"noopener\" title=\"\">MadisonSix<\/a><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-digitalni-euro-moznost-ovlivnit-podobu-digitalni-meny-9\">Digit\u00e1lne euro \u2013 Mo\u017enos\u0165 ovplyvni\u0165 podobu digit\u00e1lnej meny<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Zapojen\u00e9 spolo\u010dnosti nebud\u00fa len testova\u0165 technol\u00f3giu, ale m\u00f4\u017eu sa podie\u013ea\u0165 aj na samotnom dizajne digit\u00e1lneho eura. V\u010faka priamej spolupr\u00e1ci s Eurosyst\u00e9mom z\u00edskaj\u00fa pr\u00edstup k prev\u00e1dzkov\u00fdch poznatkom a mo\u017enos\u0165 ovplyvni\u0165, ako bude fin\u00e1lne rie\u0161enie fungova\u0165 v praxi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ECB z\u00e1rove\u0148 zd\u00f4raz\u0148uje, \u017ee digit\u00e1lne euro m\u00e1 posilni\u0165 eur\u00f3psku platobn\u00fa infra\u0161trukt\u00faru a zachova\u0165 k\u013e\u00fa\u010dov\u00fa \u00falohu b\u00e1nk v platobnom syst\u00e9me euroz\u00f3ny.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-mohlo-by-vas-zaujimat-ako-si-vybrat-spravnu-burzu-na-obchodovanie-svojich-kryptomen-12\">Mohlo by v\u00e1s zauj\u00edma\u0165: <a href=\"https:\/\/crypto-globe.com\/sk\/prirucka-ako-si-vybrat-spravnu-burzu-na-obchodovanie-s-kryptomenami\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Ako si vybra\u0165 spr\u00e1vnu burzu na obchodovanie svojich kryptom\u011bn?<\/a><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-odpoved-na-stablecoiny-i-globalni-karetni-site-13\">Odpove\u010f na stablecoiny aj glob\u00e1lne kartov\u00e9 siete<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pod\u013ea Cipolloneho nie s\u00fa pre banky hrozbou len stablecoiny, ale aj s\u00fakromn\u00e9 platobn\u00e9 rie\u0161enia a z\u00e1vislos\u0165 Eur\u00f3py od medzin\u00e1rodn\u00fdch kartov\u00fdch sch\u00e9m, ako s\u00fa Visa \u010di Mastercard.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pilot digit\u00e1lneho eura m\u00e1 preto podpori\u0165 aj dom\u00e1ce eur\u00f3pske projekty \u2013 napr\u00edklad taliansku kartovo\u00fa sie\u0165 Bancomat alebo \u0161panielsky platobn\u00fd syst\u00e9m Bizum. Cie\u013eom je udr\u017ea\u0165 konkurencieschopnos\u0165 lok\u00e1lnych rie\u0161en\u00ed a zn\u00ed\u017ei\u0165 z\u00e1vislos\u0165 na glob\u00e1lnych hr\u00e1\u010doch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ECB z\u00e1rove\u0148 po\u010d\u00edta s nastaven\u00edm poplatkov tak, aby boli pre obchodn\u00edkov ni\u017e\u0161ie ako u medzin\u00e1rodn\u00fdch kartov\u00fdch siet\u00ed, ale vy\u0161\u0161ie ako u najlacnej\u0161\u00edch dom\u00e1cich platobn\u00fdch sch\u00e9m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-digitalni-euro-legislativni-podminka-a-harmonogram-17\">Digit\u00e1lne euro \u2013 Legislat\u00edvna podmienka a harmonogram<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Spustenie pilotu v roku 2027 zost\u00e1va podmienen\u00e9 prijat\u00edm potrebnej legislat\u00edvy po\u010das roku 2026. Ak sa legislat\u00edvny proces podar\u00ed dokon\u010di\u0165, testovanie digit\u00e1lneho eura by mohlo by\u0165 prv\u00fdm krokom k \u0161ir\u0161iemu nasadeniu, ktor\u00e9 ECB dlhodob\u011b pl\u00e1nuje okolo roku 2029.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-ctete-take-monero-kryptomena-ktera-chrani-vase-financni-soukromi\">\u010c\u00edtajte tie\u017e: <a href=\"https:\/\/crypto-globe.com\/sk\/monero-kryptomena-ktora-chrani-vase-financne-sukromie\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Monero \u2013 Kryptom\u011bna, ktor\u00e1 chr\u00e1ni va\u0161e finan\u010dn\u00e9 s\u00fakromie<\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Digit\u00e1lne euro \u2013 Eur\u00f3pska centr\u00e1lna banka (ECB) pokra\u010duje v pr\u00edprav\u00e1ch digit\u00e1lneho eura a projekt vstupuje do \u010fal\u0161ej praktickej f\u00e1zy. Pod\u013ea \u010dlena v\u00fdkonnej rady ECB Piera Cipolloneho za\u010dne banka u\u017e v prvom kvart\u00e1li roku 2026 vyr\u00e1ba\u0165 poskytovate\u013eov platobn\u00fdch slu\u017eieb, ktor\u00ed sa zapoja do pilotn\u00e9ho testovania novej digit\u00e1lnej meny. Samotn\u00fd pilot by mal \u0161tartova\u0165 v druhej polovici [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":56675,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[168],"tags":[623],"class_list":["post-56703","post","type-post","status-publish","format-standard","has-post-thumbnail","category-kryptomeny-sk","tag-digitalne-euro"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Digit\u00e1lne euro \u2013 Eur\u00f3pska centr\u00e1lna banka (ECB) pokra\u010duje v pr\u00edprav\u00e1ch digit\u00e1lneho eura a projekt vstupuje do \u010fal\u0161ej praktickej f\u00e1zy. 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