{"id":59939,"date":"2026-04-27T12:15:40","date_gmt":"2026-04-27T12:15:40","guid":{"rendered":"https:\/\/crypto-globe.com\/?p=59939"},"modified":"2026-04-27T13:42:22","modified_gmt":"2026-04-27T13:42:22","slug":"the-cryptocurrency-downturn-is-affecting-ordinary-people-a-third-of-investors-are-cutting-back-on-spending-yet-they-still-want-to-keep-buying","status":"publish","type":"post","link":"https:\/\/crypto-globe.com\/en\/the-cryptocurrency-downturn-is-affecting-ordinary-people-a-third-of-investors-are-cutting-back-on-spending-yet-they-still-want-to-keep-buying\/","title":{"rendered":"The cryptocurrency downturn is affecting ordinary people: A third of investors are cutting back on spending, yet they still want to keep buying"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The cryptocurrency downturn isn\u2019t just showing up on charts\u2014it\u2019s increasingly affecting investors\u2019 daily lives. <a href=\"https:\/\/blog.cex.io\/ecosystem\/bear-market-effect-on-non-crypto-spending-survey-35518\" target=\"_blank\" rel=\"noopener\" title=\"\">A new survey<\/a> by CEX.IO shows that more than a third of cryptocurrency traders in the United States are cutting back on daily expenses and postponing major purchases due to current market conditions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Article content:<\/h2>\n\n\n<div class=\"wp-block-aioseo-table-of-contents\"><ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-cryptocurrencies-are-forcing-investors-to-save-3\">Cryptocurrencies are forcing investors to save<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-investing-in-isolation-9\">Investing in Isolation<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-financial-pressure-is-rising-but-the-strategy-remains-12\">Financial pressure is rising, but the strategy remains<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-cryptocurrencies-are-changing-the-banking-sector-too-17\">Cryptocurrencies Are Changing the Banking Sector Too<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-the-quiet-impact-of-the-cryptocurrency-downturn-20\">The Quiet Impact of the Cryptocurrency Downturn<\/a><ul><\/ul><\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-cryptocurrencies-are-forcing-investors-to-save-3\">Cryptocurrencies are forcing investors to save<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">According to a survey of 1,100 active users of the CEX.IO platform, 36% of respondents said they had reduced their regular spending. One-tenth of them admitted that these were significant budget cuts made so they could maintain their investment positions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another 37% of those surveyed postponed or completely canceled planned purchases. Specifically, 21% said they had put major financial decisions\u2014such as buying a home, a car, or renovating\u2014on hold due to cryptocurrency losses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the data, the current cryptocurrency decline does not reach the intensity of 2022, when the value of <a href=\"https:\/\/crypto-globe.com\/en\/bitcoin-mining-is-slowing-down-but-the-pressure-on-miners-isnt-over-the-difficulty-has-dropped-and-further-growth-is-on-the-horizon\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Bitcoin<\/a> plummeted by roughly 75% from its peak. Nevertheless, it remains approximately 40% below its October 2025 peak, meaning that many retail investors are holding positions at a loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cThe bear <a href=\"https:\/\/trader-magazine.com\/stock-market\/dividend-kings-2026-5-stocks-leading-the-market\/\" target=\"_blank\" rel=\"noopener\" title=\"\">market<\/a> in 2025\u20132026 has not yet caused a systemic shock like in past cycles, but its effects are manifesting more quietly\u2014at the household level,\u201d stated <a href=\"https:\/\/cex.io\/\" target=\"_blank\" rel=\"noopener\" title=\"\">CEX.IO<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-you-might-be-interested-in-how-to-choose-the-right-exchange-for-trading-your-cryptocurrencies-8\">You might be interested in: <a href=\"https:\/\/crypto-globe.com\/en\/guide-how-to-choose-the-right-exchange-for-trading-your-cryptocurrencies\/\" target=\"_blank\" rel=\"noopener\" title=\"\">How to choose the right exchange for trading your cryptocurrencies?<\/a><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-investing-in-isolation-9\">Investing in Isolation<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Another interesting finding is how investors are coping with their losses. Only 5% of respondents said that anyone in their circle knows the full extent of their cryptocurrency investments. Most share information only partially or keep it entirely private.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to experts, this \u201cinvestment isolation\u201d can increase psychological pressure, as investors deal with losses without broader support from those around them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-financial-pressure-is-rising-but-the-strategy-remains-12\">Financial pressure is rising, but the strategy remains<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The survey also shows that even though 77% of investors have not taken on debt related to cryptocurrencies, financial strain is evident. A total of 38% of respondents reported some financial disruption since October 2025, a quarter dipped into their savings, and 12% admitted to delaying or skipping payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Despite this, investors\u2019 approach remains surprisingly stable. Nearly half stated that cryptocurrencies make up more than 30% of their investment portfolio, and 73% have not changed their approach to making money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Furthermore, the outlook for the future suggests continued confidence in the market. A total of 79% of respondents plan to either hold or even increase their positions in the next six months.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-read-also-ypredict-a-revolutionary-cryptocurrency-prediction-platform-16\">Read also: <a href=\"https:\/\/crypto-globe.com\/en\/ypredict-the-revolutionary-cryptocurrency-prediction-platform\/\" target=\"_blank\" rel=\"noopener\" title=\"\">yPredict: A Revolutionary Cryptocurrency Prediction Platform<\/a><\/h3>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-cryptocurrencies-are-changing-the-banking-sector-too-17\">Cryptocurrencies Are Changing the Banking Sector Too<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">However, the impact of cryptocurrencies is not limited to individuals. Another survey by B\u00f6rse Stuttgart Digital <a href=\"https:\/\/www.bsdigital.com\/media\/wanfo4bj\/en_20260421_boerse-stuttgart-digital_representative-study_crypto-interest-drives-european-investors-to-consider-switching-banks.pdf\" target=\"_blank\" rel=\"noopener\" title=\"\">shows<\/a> that digital assets are beginning to influence how Europeans choose a bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">About 35% of investors in Germany, Italy, Spain, and France said they would consider switching banks for better cryptocurrency services. Nearly one-fifth expect their primary bank to offer access to cryptocurrencies within the next three years.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"aioseo-the-quiet-impact-of-the-cryptocurrency-downturn-20\">The Quiet Impact of the Cryptocurrency Downturn<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">According to available data, the current cryptocurrency downturn is not having a dramatic effect on the financial system as a whole, but it is having a more significant impact on investors\u2019 daily lives. Cutting back on spending, postponing major decisions, and exercising greater financial caution show that the effects of the bear market are real\u2014just less visible than in the past.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the same time, however, there remains a strong belief in the long-term potential of <a href=\"https:\/\/crypto-globe.com\/en\/the-u-s-has-frozen-over-700-million-in-cryptocurrency-this-massive-crackdown-on-fraud-shows-how-to-defend-against-cyberattacks\/\" target=\"_blank\" rel=\"noopener\" title=\"\">cryptocurrencies<\/a>, which keeps investors in the market even when their portfolios remain in the red.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"aioseo-dont-miss-madisonsix-23\">Don\u2019t miss: <a href=\"https:\/\/crypto-globe.com\/en\/madisonsix-the-path-to-cryptocurrencies-without-technical-baggage\/\" target=\"_blank\" rel=\"noopener\" title=\"\">MadisonSix<\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>The cryptocurrency downturn isn\u2019t just showing up on charts\u2014it\u2019s increasingly affecting investors\u2019 daily lives. A new survey by CEX.IO shows that more than a third of cryptocurrency traders in the United States are cutting back on daily expenses and postponing major purchases due to current market conditions. Article content: Cryptocurrencies are forcing investors to save [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":59932,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[162,15],"tags":[99,18,110,93,22,16],"class_list":["post-59939","post","type-post","status-publish","format-standard","has-post-thumbnail","category-crypto","category-kryptomeny","tag-bitcoin-en","tag-bitcoin","tag-crypto","tag-cryptocurrencies","tag-krypto","tag-kryptomeny"],"aioseo_notices":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"aioseo_meta":{"seo_title":"The cryptocurrency downturn is affecting ordinary people","meta_description":"The cryptocurrency downturn isn\u2019t just showing up on charts\u2014it\u2019s increasingly affecting investors\u2019 daily lives. 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